Listed at
$489,900
$267/sqft

1191 208th Street

1191 208th Street, Clearwater, MN, 55320
3  Bedrooms2  Bathrooms1,835  Square Feet0.94  Acres
Days on market20
Year built2026
Garage spaces2
TypeResidential
Est. $11,697buyer credit when you buy with SODL
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About this home

Brand new one-level patio home in Clearwater. 1 ,835 sq ft, 3 bed/2 bath with a layout designed around comfortable main-floor living. The open living room features box vault ceilings and flows into the kitchen with granite countertops, maple cabinetry, and a kitchen island for more countertop space. The beautiful primary suite includes a walk-in closet and private bath. Built over a poured crawl space foundation - not slab - so you get a warmer, softer floor feel with premium LVP throughout. 2x6 insulated walls, 96% high-efficiency furnace, HRV fresh air system, and Thermo-Tech vinyl windows keep energy costs low and air quality high. The 256 sq ft 4-season porch ex tends your living space year-round, plus there's a nicely sized covered front porch. 2-car insulated garage with Lift Master opener. Seeded lawn included. Quiet country setting on 2 08th St E with easy access to Clearwater. Quality build, thoughtful finishes, and room to enjoy it all on one level.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsOne
Living area1,835 sqft
Above-grade finished1,835 sqft
Below-grade finished0 sqft
Lot size0.94 acres (890x480x550)
Days on market20
ListedSep 8, 2026
New constructionYes
MLS #NST7140384
CountyStearns
Parcel #19105460010

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Basement
Crawl Space, Sump Pump · 0 sqft finished

Property

Levels / stories
One
Garage
2 spaces · 576 sqft
Parking features
Attached Garage, Gravel, Concrete, Garage Door Opener, Insulated Garage
Exterior features
Engineered Wood
Lot size
0.94 acres
Lot dimensions
890x480x550

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Slab · 1,835 sqft
Builder
GRAND CASTLE LLC
New construction
Yes
Year built
2026

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Propane

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$234 (2026)
Listed
Sep 8, 2026
Days on market
20 · 78 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space, Sump Pump
HeatingForced Air
CoolingCentral Air
AmenitiesKitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Sun Room, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorEngineered Wood
FoundationSlab
Foundation area1,835 sqft
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelPropane

Parking & garage

ParkingAttached Garage, Gravel, Concrete, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$234
Tax year2026
Taxes w/ assessments234
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$11,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,757/mo
Principal & interest$2,575
Property taxes$20
Home insurance (est.)$163
%
$97,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1191 208th Street, Clearwater, MN, 55320

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Listing information

MLS #NST7140384
StatusActive
Last updatedSep 25, 2026, 10:10 AM
Originally listedSep 8, 2026, 11:44 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.