Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,574 (2026).

What school district is this property in?

This property is in the 31 - Bemidji school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property was listed for 19 days.

Sold / Closed

$345,000

Sold price · Closed May 15, 2026

$195/sqft

11904 Cardinal Road

11904 Cardinal Road, Bemidji, MN, 56601

3 Bedrooms2 Bathrooms1,864 Square Feet5.79 Acres

Days on market19

Year built1985

Garage spaces4

TypeResidential

Est. $7,887buyer credit when you buy with SODL

About this home

Come and escape to this custom Ritchie & Olson built 3-bedroom, 2-bathroom home on 5.5 beautiful acres just north of Bemidji offering a perfect blend of quality and potential. The two-story layout features a bright,airy open floor plan,large kitchen with custom cabinets,stunning solid wood floors throughout,main bath with jetted tub. While the full unfinished basement provides a blank canvas for you. Outside, the property is an entertainer's dream with an above-ground pool, a volleyball area, and an unbelievable blueberry patch, all complemented by a massive 30x50 Morton building for your hobbies and storage. Located at 11904 Cardinal Rd NW, this unique property combines privacy, and endless possibilities for its next owner.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1985

LevelsTwo

Living area1,864 sqft

Above-grade finished1,764 sqft

Below-grade finished100 sqft

Lot size5.79 acres (293x942)

Days on market19

ListedMar 25, 2026

MLS #NST7044298

CountyBeltrami

Parcel #120000401

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Dual Fuel/Off Peak, Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 4 spaces · 600 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Covered, Deck, Front Porch
Exterior features: Fiber Board
Other structures: Pole Building

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 960 sqft
Roof: Age Over 8 Years
Year built: 1985

Utilities

Water: 4-Inch Submersible, Drilled, Private
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Electric, Propane

Community & HOA

HOA: No HOA
School district: 31 - Bemidji
High school district: Bemidji

Financial & listing details

Annual tax: $1,574 (2026)
Listed: Mar 25, 2026
Days on market: 19
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Drain Tiled, Full, Unfinished

HeatingDual Fuel/Off Peak, Forced Air

CoolingCentral Air

LaundryUpper Level

AppliancesDishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AccessibilityNone

Exterior & lot

ExteriorFiber Board

RoofAge Over 8 Years

FoundationBlock

Foundation area960 sqft

Patio/porchCovered, Deck, Front Porch

Lot featuresTree Coverage - Medium

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private

SewerPrivate Sewer, Tank with Drainage Field

FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces4

Garage size600 sqft

Financial details

Annual taxes$1,574

Tax year2026

Taxes w/ assessments1574

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$7,887Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,887

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,159/mo

Principal & interest$1,907

Property taxes$131

Home insurance (est.)$121

Down payment

$72,580

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.