Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,882 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 21 days.

Pending

$249,900

$144/sqft

Lane-Hospes Add

1186 Duluth Street, Saint Paul, MN, 55106

4 Bedrooms2 Bathrooms1,735 Square Feet0.135 Acres

Days on market21

Year built1921

Garage spaces1

TypeResidential

Est. $4,497buyer credit when you buy with SODL

About this home

Welcome home to this bright and spacious property ideally located just half a mile from Phalen Lake and only a mile from Hmong Village, with easy access to grocery stores, restaurants, and everyday conveniences. This home offers four bedrooms on one level, including walk-in closets in three bedrooms, and an inviting layout filled with natural light throughout. The spacious kitchen is perfect for daily living and entertaining, while the unfinished basement provides excellent potential for instant equity and future expansion. Enjoy relaxing mornings and evenings on both the screened-in front porch and screened-in back porch. A brand-new roof (2023) adds peace of mind—making this home a fantastic opportunity in a prime location.

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Home facts

Property typeResidential

Year built1921

LevelsTwo

Living area1,735 sqft

Above-grade finished1,678 sqft

Below-grade finished57 sqft

Lot size0.135 acres (49x120)

Days on market21

ListedFeb 24, 2026

MLS #NST7026553

CountyRamsey

SubdivisionLane-Hospes Add

Parcel #282922110008

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dryer, Exhaust Fan, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Two
Garage: 1 space · 200 · 200 sqft
Parking features: Detached Garage
Patio & porch: Enclosed, Front Porch, Rear Porch, Screened
Fencing: None
Lot size: 0.135 acres

Construction

Property type: Residential
Foundation: 900 sqft
Roof: Age 8 Years or Less
Year built: 1921

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric

Community & HOA

Subdivision: Lane-Hospes Add
HOA: No HOA
School district: St. Paul

Financial & listing details

Annual tax: $3,882 (2025)
Listed: Feb 24, 2026
Days on market: 21 · 59 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesCooktop, Dryer, Exhaust Fan, Refrigerator, Stainless Steel Appliances, Washer

DiningEat In Kitchen, Separate/Formal Dining Room

AmenitiesDeck, Hardwood Floors, Kitchen Window, Porch, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, 4 BR on One Level

Exterior & lot

RoofAge 8 Years or Less

Foundation area900 sqft

Patio/porchEnclosed, Front Porch, Rear Porch, Screened

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size200 sqft

Financial details

Annual taxes$3,882

Tax year2025

Taxes w/ assessments3882

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2102

District phone6517678100

High schoolSt. Paul

SODL flat fee brokerage

$4,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,720/mo

Principal & interest$1,313

Property taxes$324

Home insurance (est.)$83

Down payment

$49,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.