Pending
$799,900
$252/sqft

Fields St Croix Add 02

11828 44th Street Lane N, Lake Elmo, MN, 55042
3  Bedrooms3  Bathrooms3,168  Square Feet0.974  Acres
Days on market24
Year built2003
Garage spaces2
HOA / month$1,350
TypeResidential
Est. $20,997buyer credit when you buy with SODL

About this home

Experience life in the heart of the Fields of St. Croix, widely regarded as one of Minnesota’s earliest and most thoughtfully designed conservation communities. Created with long-term stewardship in mind, more than half of the original acreage was preserved as permanent open space protected by conservation easements. Miles of trails wind through restored prairie lands surrounding Lake Getchel, complemented by carefully planned streetscapes and timeless architectural design. A beautifully restored Civil War–era barn serves as a cherished gathering place for neighborhood events and private celebrations—an enduring symbol of the community’s commitment to history, land, and connection. Set on nearly an acre and bordering protected conservation land, 11828 44th Street Lane offers views of the lake, frequent wildlife sightings, and the iconic barn across the water. A sunny southwest-facing front porch welcomes friends and family, while refreshed garden beds are ready for spring planting and supported by a newly installed sprinkler system. Inside, the home is filled with natural light, featuring large windows, tall ceilings, and open, gracious living spaces designed for both everyday comfort and entertaining. The walkout lower level opens to a private backyard with patio space and room for a hot tub—wiring already in place. The entire upper level is dedicated to the private owner’s retreat, including a spacious bedroom, expansive dressing room, luxurious bath, and a flexible bonus space ideal for a nursery, yoga studio, or media room. The main level offers excellent work-from-home flexibility, along with a dedicated music room or library. Recent updates include a new HVAC system, new laundry appliances, fresh paint in select rooms, new carpeting, and a generous workout space with impact-absorbing rubber flooring. Homes in Fields of St. Croix rarely offer this combination of setting, privacy, and thoughtful updates. Don’t miss the opportunity to secure a home in one of the St. Croix Valley’s most distinctive and enduring communities.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2003
LevelsTwo
Living area3,168 sqft
Above-grade finished2,547 sqft
Below-grade finished621 sqft
Lot size0.974 acres (23x388x268x225)
Days on market24
ListedJan 21, 2026
MLS #NST7009616
CountyWashington
SubdivisionFields St Croix Add 02
Parcel #1202921410014

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
2 spaces · 25x25 · 625 sqft
Parking features
Attached Garage, Concrete
Patio & porch
Deck, Front Porch, Screened
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,472 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
2003

Utilities

Water
City Water/Connected
Sewer
Shared Septic
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Fields St Croix Add 02
HOA
$1,350/annual
HOA name
Fields of St Croix - self managed
HOA phone
6126699185
HOA includes
Sewer
School district
Stillwater

Financial & listing details

Annual tax
$7,087 (2025)
Tax with assessments
7532
Listed
Jan 21, 2026
Days on market
24
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDrain Tiled, Egress Window(s), Full, Partially Finished, Tile Shower, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Upper Level
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningLiving/Dining Room
AmenitiesCeiling Fan(s), Deck, Exercise Room, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, Panoramic View, Tile Floors, Vaulted Ceiling(s)
AccessibilityNone
Special features2nd Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge Over 8 Years, Asphalt, Pitched
Foundation area1,472 sqft
Patio/porchDeck, Front Porch, Screened
Lot featuresProperty Adjoins Public Land, Tree Coverage - Light, Underground Utilities
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerShared Septic
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces2
Garage size625 sqft

Financial details

Annual taxes$7,087
Tax year2025
Taxes w/ assessments7532
Assessment pendingNo
HOA fee$1,350
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2291
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$20,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $20,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,411/mo
Principal & interest$4,204
Property taxes$591
Home insurance (est.)$267
HOA fees$1,350
%
$159,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

11828 44th Street Lane N, Lake Elmo, MN, 55042

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Listing information

MLS #NST7009616
StatusPending
Last updatedFeb 27, 2026, 7:15 PM
Originally listedFeb 3, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.