Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,606 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 2 days.

Sold / Closed

$312,500

Sold price · Closed May 29, 2026

$170/sqft

Cummings Villa & Goulds 2nd Add

1172 W 4th Street, Winona, MN, 55987

4 Bedrooms2 Bathrooms1,790 Square Feet0.15 Acres

Days on market2

Year built1895

Garage spaces2

TypeResidential

Est. $6,150buyer credit when you buy with SODL

About this home

Move right in and enjoy this fully updated 4-bedroom, 2-bathroom home offers modern comfort and thoughtful design throughout. The open-concept main floor features a spacious layout centered around a large kitchen island, perfect for entertaining and everyday living. Upstairs, you'll find the convenience of a second-floor laundry room along with well-appointed bedrooms. The basement provides ample storage space, ensuring everything has its place. Outside, enjoy a fully fenced yard ideal for pets or gatherings, along with a heated 2-car garage for year-round comfort. Tucked away on a quiet street, this home combines functionality, style, and a peaceful setting.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1895

LevelsTwo

Living area1,790 sqft

Above-grade finished1,790 sqft

Below-grade finished0 sqft

Lot size0.15 acres (50xx131)

Days on market2

ListedApr 23, 2026

MLS #NST7061602

CountyWinona

SubdivisionCummings Villa & Goulds 2nd Add

Parcel #320950510

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Exterior features: Vinyl
Fencing: Wood
Lot size: 0.15 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Stone · 1,068 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1895

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Cummings Villa & Goulds 2nd Add
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $2,606 (2026)
Tax with assessments: 2634
Listed: Apr 23, 2026
Days on market: 2
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space, Daylight/Lookout Windows, Partial, Storage Space

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room, Upper Level

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), Kitchen Center Island, Kitchen Window, Patio, Paneled Doors, Porch, Washer/Dryer Hookup

AccessibilityNone

Special features2nd Floor Laundry, 3 BR on One Level, Renovated

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationStone

Foundation area1,068 sqft

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,606

Tax year2026

Taxes w/ assessments2634

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$6,150Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,150

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,922/mo

Principal & interest$1,603

Property taxes$217

Home insurance (est.)$102

Down payment

$61,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.