Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,648 (2026).

What school district is this property in?

This property is in the 2908 - Brandon-Evansville school district.

How long has this property been on the market?

This property has been listed for 113 days.

Listed at

$409,000

$409/sqft

Tall Timber Estates

11650 Tall Timbers Road, Garfield, MN, 56332

2 Bedrooms1 Bathroom1,000 Square Feet0.65 Acres

Days on market113

Year built1976

ParkingGravel

TypeResidential

Est. $9,270buyer credit when you buy with SODL

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About this home

Experience lake life at its finest with this charming cabin on 132 feet of south-facing shoreline on Lake Lobster. Enjoy panoramic views and endless opportunities for boating, fishing, and relaxing on this scenic, well-loved lake. Set on a quiet dead-end road, this beautifully wooded property offers privacy and a peaceful setting. The gently sloping, landscaped lot leads to a spacious lakeside area, perfect for swimming and gathering by the water. Take in the views from the expansive 26x16 lakeside deck, ideal for morning coffee or evening sunsets. Inside, the cabin features warm knotty pine finishes, two bedrooms, a cozy family room with wet bar, laundry area, and a versatile nook for extra sleeping or office space. Work or play from your lakeside retreat with high speed fiber optic wired to the cabin. A standout feature is the finished bunkhouse, offering an additional 192 sq ft of guest quarters. Complete with an outdoor shower and conveniently located next to a separate outdoor bathroom, it’s perfect for hosting family and friends. This turnkey property is being sold furnished and includes a 40' aluminum dock and pontoon lift, ready for immediate enjoyment. With over 1,300 acres to explore, Lobster Lake is a favorite for both fishing and water sports. Recent updates to siding, new windows, fresh paint, and a new roof on shed and outhouse, make this retreat move-in ready. Don’t miss your chance to enjoy the best of lake living!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1976

LevelsOne

Living area1,000 sqft

Above-grade finished1,000 sqft

Below-grade finished0 sqft

Lot size0.65 acres (65 258 132 295)

Days on market113

ListedApr 15, 2026

MLS #NST7046158

CountyDouglas

SubdivisionTall Timber Estates

Parcel #450293000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Space Heater
Cooling: Window Unit(s)
Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Parking features: Gravel, Driveway - Other Surface
Patio & porch: Deck
Exterior features: Engineered Wood
Other structures: Bunk House, Other, Storage Shed
View: Lake, Panoramic, South

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Pillar/Post/Pier · 1,000 sqft
Roof: Asphalt, Pitched
Year built: 1976

Utilities

Water: Drilled, Private, Well
Sewer: Holding Tank, Private Sewer
Fuel: Electric
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Tall Timber Estates
HOA: No HOA
School district: 2908 - Brandon-Evansville
High school district: Brandon-Evansville

Financial & listing details

Annual tax: $2,648 (2026)
Listed: Apr 15, 2026
Days on market: 113 · 85 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingSpace Heater

CoolingWindow Unit(s)

LaundryElectric Dryer Hookup, Main Level, In Unit, Washer Hookup

AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Local Area Network, Natural Woodwork, Panoramic View, Skylight, Washer/Dryer Hookup, Wet Bar

AccessibilityOther

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorEngineered Wood

RoofAsphalt, Pitched

FoundationPillar/Post/Pier

Foundation area1,000 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageCounty Road, Paved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerHolding Tank, Private Sewer

FuelElectric

Parking & garage

ParkingGravel, Driveway - Other Surface

Garage spaces0

Financial details

Annual taxes$2,648

Tax year2026

Taxes w/ assessments2648

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2908 - Brandon-Evansville

District number2908

District phone3205242263

High schoolBrandon-Evansville

SODL flat fee brokerage

$9,270Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,270

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,506/mo

Principal & interest$2,149

Property taxes$221

Home insurance (est.)$136

Down payment

$81,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.