Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,674 (2025).

What school district is this property in?

This property is in the 2310 - Sibley East school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 112 days.

Listed at

$195,000

$116/sqft

Mud Lake

116 3rd Street, Gaylord, MN, 55334

3 Bedrooms2 Bathrooms1,680 Square Feet0.365 Acres

Days on market112

Year built2002

Garage spaces2

TypeResidential

Est. $2,850buyer credit when you buy with SODL

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About this home

Fantastic move in ready home with many updates. Large .36 acre lot with fenced in backyard , three bedrooms on one level, vaulted ceilings, and main level living. New fence(2023), new vinyl kitchen flooring (2024), new furnace/AC, and garage heater (2024),and freshly painted in (2024) Check out the local parks, trails, and local shopping. Must see!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2002

LevelsOne

Living area1,680 sqft

Above-grade finished1,680 sqft

Below-grade finished0 sqft

Lot size0.365 acres (0)

Days on market112

ListedApr 23, 2026

MLS #NST7060618

CountySibley

SubdivisionMud Lake

Parcel #320799005

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 28x24 · 672 sqft
Parking features: Detached Garage, Gravel, Garage Door Opener, Insulated Garage
Exterior features: Vinyl
Lot size: 0.365 acres
Lot dimensions: 0

Construction

Property type: Residential
Property subtype: Single Family
Foundation: None · 1,680 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2002

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Mud Lake
HOA: No HOA
School district: 2310 - Sibley East
High school district: Sibley East

Financial & listing details

Annual tax: $1,674 (2025)
Listed: Apr 23, 2026
Days on market: 112 · 64 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

AppliancesDishwasher, Range, Refrigerator

DiningEat In Kitchen, Kitchen/Dining Room

AmenitiesCeiling Fan(s), City View, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationNone

Foundation area1,680 sqft

Lot featuresIrregular Lot, Tree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel, Garage Door Opener, Insulated Garage

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$1,674

Tax year2025

Taxes w/ assessments1674

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2310 - Sibley East

District number2310

District phone5079642292

High schoolSibley East

SODL flat fee brokerage

$2,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,229/mo

Principal & interest$1,025

Property taxes$140

Home insurance (est.)$65

Down payment

$39,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.