Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,862 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 13 days.

Pending

$370,000

$180/sqft

Arbor Creek 2nd Add

11570 79th Street NE, Otsego, MN, 55301

3 Bedrooms2 Bathrooms2,052 Square Feet0.208 Acres

Days on market13

Year built2008

Garage spaces3

TypeResidential

Est. $8,100buyer credit when you buy with SODL

About this home

Welcome to this beautifully maintained home in highly desirable Otsego! A spacious entryway greets you and sets the tone for the inviting layout. Upstairs, enjoy a modern kitchen with stainless steel appliances, stunning stone countertops, and abundant cabinet and counter space. The kitchen flows seamlessly into the dining area, which opens to a large deck overlooking a private backyard—perfect for relaxing or entertaining. The upper level also features a generous living room, three bedrooms with spacious walk-in closets, and an updated bathroom. The lower level offers incredible flexibility with a front flex room ideal for an office or playroom, a gorgeous 3/4 bathroom, and a large second living room with additional flex space perfect for a home gym, theater, or cozy family room. Updates within the last 2.5 years include new flooring, trim, lighting fixtures, washer, dryer, garbage disposal, backsplash, bathroom vanity, and front doors. Water heater was replaced just 3 months ago and roof is only 5 years old! Move-in ready and in excellent condition, this home is close to parks, restaurants, & Albertville Premium Outlets.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2008

LevelsSplit Entry (Bi-Level)

Living area2,052 sqft

Above-grade finished1,167 sqft

Below-grade finished885 sqft

Lot size0.208 acres (72x125)

Days on market13

ListedMar 4, 2026

MLS #NST7030375

CountyWright

SubdivisionArbor Creek 2nd Add

Parcel #118196002050

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 759 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch: Deck
Lot size: 0.208 acres
Lot dimensions: 72x125

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: 1,167 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 2008

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Arbor Creek 2nd Add
HOA: No HOA
School district: Elk River

Financial & listing details

Annual tax: $3,862 (2025)
Listed: Mar 4, 2026
Days on market: 13
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Drainage System, Finished, Full, Storage Space

HeatingForced Air

CoolingCentral Air

LaundryLower Level, Sink

AppliancesDishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesDeck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched

Foundation area1,167 sqft

Patio/porchDeck

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage

Garage spaces3

Garage size759 sqft

Financial details

Annual taxes$3,862

Tax year2025

Taxes w/ assessments3862

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2241

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$8,100Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,100

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,390/mo

Principal & interest$1,945

Property taxes$322

Home insurance (est.)$123

Down payment

$74,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.