Listed at
$650,000
$215/sqft

Aphge Acres 2

11551 278th Street, Chisago City, MN, 55013
2  Bedrooms3  Bathrooms3,028  Square Feet3.027  Acres
Days on market313
Year built1910
Garage spaces3
TypeResidential
Est. $16,500buyer credit when you buy with SODL
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About this home

Opportunity awaits with this well maintained lake home. 200+ Ft. of lake shore access. 3 stall garage, new roof, Hardwood floors, stainless steel appliances, Beautifully Done large kitchen with amazing center island and plenty of natural light For those holiday occasions. Light tree coverage, very well maintained yard with plenty of opportunity for wild life visitors. Partial wrap around deck and patio space for lounging and enjoying the quiet peace this property has to offer!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1910
LevelsOne and One Half
Living area3,028 sqft
Above-grade finished2,106 sqft
Below-grade finished922 sqft
Lot size3.027 acres (574x250.8)
Days on market313
ListedNov 19, 2025
MLS #NST6819665
CountyChisago
SubdivisionAphge Acres 2
Parcel #020097330

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
3 spaces · 575 sqft
Parking features
Detached Garage, Asphalt, Insulated Garage
Patio & porch
Awning(s), Composite Decking, Deck, Front Porch
Fencing
Invisible
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Post and Beam, Concrete, Frame
Foundation
1,610 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1910

Utilities

Water
Private, Well
Sewer
Mound Septic, Private Sewer, Septic System Compliant - No
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Aphge Acres 2
HOA
No HOA
School district
Chisago Lakes

Financial & listing details

Annual tax
$6,974 (2025)
Tax with assessments
7052
Listed
Nov 19, 2025
Days on market
313
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Pump, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningSeparate/Formal Dining Room
AmenitiesDeck, Dock, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Natural Woodwork, Patio, Porch, Panoramic View, Security System, Security Lights, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,610 sqft
Patio/porchAwning(s), Composite Decking, Deck, Front Porch
Lot featuresAdditional Land Available, Accessible Shoreline, Irregular Lot, Tree Coverage - Light
Road frontageCity Street, No Outlet/Dead End, Paved Streets, Private Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerMound Septic, Private Sewer, Septic System Compliant - No
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Insulated Garage
Garage spaces3
Garage size575 sqft

Financial details

Annual taxes$6,974
Tax year2025
Taxes w/ assessments7052
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1048
District phone6512132096
High schoolChisago Lakes
SODL flat fee brokerage
$16,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,214/mo
Principal & interest$3,416
Property taxes$581
Home insurance (est.)$217
%
$130,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

11551 278th Street, Chisago City, MN, 55013

Listing information

MLS #NST6819665
StatusActive
Last updatedFeb 21, 2026, 1:08 AM
Originally listedNov 19, 2025, 4:20 PM
Listing officeWhite Oaks Real Estate, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.