Pending
$700,000
$215/sqft

Hidden Oaks Add

11523 Ingot Trail, Lonsdale, MN, 55046
5  Bedrooms4  Bathrooms3,256  Square Feet1.633  Acres
Days on market119
Year built2025
Garage spaces3
HOA / month$949
TypeResidential
Est. $18,000buyer credit when you buy with SODL

About this home

Set on 1.63 private acres at the end of a quiet cul-de-sac, this custom-built walkout rambler offers a rare blend of luxury, craftsmanship, and peaceful country living—all within easy reach of the Twin Cities metro. Striking black LP SmartSide siding, rich cedar accents, and an expansive covered front porch create unforgettable curb appeal, while the surrounding trees and open space provide the privacy and serenity buyers are searching for. Inside, the home was thoughtfully designed to feel both elevated and welcoming. Soaring 9-foot ceilings on both levels, 10-foot tray ceilings in the living room and primary suite, oversized windows, and an abundance of natural light create a bright, open atmosphere throughout the home. Every detail reflects quality construction and intentional design, from the solid core doors and modern trim work to the energy-efficient systems built for long-term comfort and durability. The heart of the home is the stunning open-concept kitchen, dining, and living space—perfectly designed for gathering and everyday living. The custom kitchen features quartz countertops, white shaker cabinetry, top-of-the-line stainless steel appliances, a gas range, beverage fridge, oversized center island, and a spacious walk-in pantry. Just off the main living area, the private primary suite offers a spa-like retreat with a freestanding soaking tub, tiled walk-in shower, double vanity, and generous walk-in closet. The fully finished walkout lower level expands the home’s versatility with a spacious family room, three additional bedrooms, and two full bathrooms—ideal for guests, multigenerational living, entertaining, or creating the perfect work-from-home setup. The oversized heated and insulated 3-stall garage is equally impressive, featuring in-floor heat, floor drains, EV charging capability, and ample room for vehicles, hobbies, storage, or workshop space. Built with exceptional efficiency and future flexibility in mind, the home includes a high-performance 1.3 blower door test rating, an NTI boiler system with on-demand hot water, and footings already in place for a future deck or sunroom addition. Offering the quality and feel of a fully custom home—without the wait, stress, or rising costs of building new—this is a rare opportunity to own a thoughtfully crafted retreat where modern comfort meets space, privacy, and lasting value.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2025
LevelsOne
Living area3,256 sqft
Above-grade finished1,700 sqft
Below-grade finished1,556 sqft
Lot size1.633 acres (188x357x188x357)
Days on market119
ListedMay 15, 2026
New constructionYes
MLS #NST7068122
CountyRice
SubdivisionHidden Oaks Add
Parcel #0515401002

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Forced Air, Fireplace(s), In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Fuel Tank - Owned, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories
One
Garage
3 spaces · 36x28 · 990 sqft
Parking features
Attached Garage, Gravel, Electric Vehicle Charging Station(s), Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Front Porch
Exterior features
Engineered Wood
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete
Foundation
Poured Concrete · 1,700 sqft
Roof
Age 8 Years or Less, Asphalt
New construction
Yes

Utilities

Water
Shared System
Sewer
Septic System Compliant - Yes, Shared Septic
Fuel
Propane
Electric
200+ Amp Service

Community & HOA

Subdivision
Hidden Oaks Add
HOA
$949/annual
HOA name
Hidden Oaks of Rice County
HOA phone
6125327995
HOA includes
Electricity, Other
School district
2905 - Tri-City United

Financial & listing details

Annual tax
$4,166 (2026)
Tax with assessments
4226
Listed
May 15, 2026
Days on market
119 · 338 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Drainage System, Egress Window(s), Finished, Full, Storage/Locker, Sump Pump, Walkout
HeatingForced Air, Fireplace(s), In-Floor Heating
CoolingCentral Air
Fireplaces2
LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Fuel Tank - Owned, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorEngineered Wood
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area1,700 sqft
Patio/porchComposite Decking, Front Porch
Lot featuresCleared, Tree Coverage - Heavy
ZoningResidential-Single Family

Utilities

Water sourceShared System
SewerSeptic System Compliant - Yes, Shared Septic
FuelPropane

Parking & garage

ParkingAttached Garage, Gravel, Electric Vehicle Charging Station(s), Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size990 sqft

Financial details

Annual taxes$4,166
Tax year2026
Taxes w/ assessments4226
Assessment pendingNo
HOA fee$949
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2905 - Tri-City United
District number2905
District phone5073648100
High schoolTri-City United
SODL flat fee brokerage
$18,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $18,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,208/mo
Principal & interest$3,679
Property taxes$347
Home insurance (est.)$233
HOA fees$949
%
$140,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

11523 Ingot Trail, Lonsdale, MN, 55046

Listing information

MLS #NST7068122
StatusPending
Last updatedSep 11, 2026, 3:55 PM
Originally listedMay 15, 2026, 1:20 PM
Listing officeKeller Williams Preferred Rlty
Co-listing officeKeller Williams Preferred Rlty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.