Listed at
$385,000
$214/sqft

Mahtomedi Heights

115 Spruce Street, Mahtomedi, MN, 55115
3  Bedrooms3  Bathrooms1,799  Square Feet0.188  Acres
Days on market13
Year built1901
Garage spaces2
HOA / month$200
TypeResidential
Est. $8,550buyer credit when you buy with SODL
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About this home

Discover the perfect blend of timeless character and modern comfort in this beautifully updated and meticulously maintained Mahtomedi home. The upper level offers three inviting bedrooms, including a private primary suite, while three bathrooms provide plenty of space and convenience. At the heart of the home, the stylishly updated kitchen features gleaming quartz countertops, newer stainless-steel appliances, a gas range, and a spacious walk-in pantry—ideal for everyday living and entertaining. Step outside onto the deck to relax and enjoy the peaceful, private views. Additional improvements include a newer roof and a garage built in 2017, offering added value and peace of mind. Membership in the Spruce Street Dock Association provides access to White Bear Lake, the beach, and dock. Outdoor enthusiasts will also appreciate the home’s proximity to Wolgamot Way, a dedicated section of the larger Lake Links Trail. Located within the award-winning Mahtomedi school district, this character-filled home offers an exceptional combination of thoughtful updates, lake access, outdoor recreation, and an outstanding location. Move right in and enjoy the best of the Mahtomedi lifestyle!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1901
LevelsTwo
Living area1,799 sqft
Above-grade finished1,799 sqft
Below-grade finished0 sqft
Lot size0.188 acres (60x136)
Days on market13
ListedSep 15, 2026
MLS #NST7137509
CountyWashington
SubdivisionMahtomedi Heights
Parcel #2003021220042

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 440 sqft
Parking features
Detached Garage, Gravel
Patio & porch
Deck
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,070 sqft
Roof
Asphalt
Year built
1901

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Mahtomedi Heights
HOA
$200/annual
HOA name
Spruce St. Dock Association
HOA phone
9206210295
HOA includes
Beach Access, Dock
School district
832 - Mahtomedi

Financial & listing details

Annual tax
$5,048 (2026)
Tax with assessments
5872
Listed
Sep 15, 2026
Days on market
13
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Crawl Space, Unfinished
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AmenitiesDeck, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationBlock
Foundation area1,070 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces2
Garage size440 sqft

Financial details

Annual taxes$5,048
Tax year2026
Taxes w/ assessments5872
Assessment pendingNo
HOA fee$200
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District832 - Mahtomedi
District number832
District phone6514072001
High schoolMahtomedi
SODL flat fee brokerage
$8,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,772/mo
Principal & interest$2,023
Property taxes$421
Home insurance (est.)$128
HOA fees$200
%
$77,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

115 Spruce Street, Mahtomedi, MN, 55115

Listing information

MLS #NST7137509
StatusActive
Last updatedSep 26, 2026, 5:05 PM
Originally listedSep 15, 2026, 2:19 PM
Listing officeLaBelle Real Estate Group Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.