Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,704 (2026).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 19 days.

Pending

$350,000

$198/sqft

Arbor Creek

11495 75th Street NE, Otsego, MN, 55301

3 Bedrooms2 Bathrooms1,768 Square Feet0.207 Acres

Days on market19

Year built2006

Garage spaces2

TypeResidential

Est. $7,500buyer credit when you buy with SODL

About this home

Welcome home to this charming split-entry property at 11495 75th St NE in Otsego! Step inside to a bright, open main level featuring vaulted ceilings, a sunlit living room with a lovely bay window, and a spacious kitchen equipped with modern stainless-steel appliances, crisp oak cabinetry, and a center island with seating. Step right out through the sliding glass doors to a large concrete patio, perfect for outdoor dining, entertaining, or relaxing in the backyard. The comfortable upper level includes bright bedrooms and a full bath, while the fully finished lower level offers a massive family room and versatile rec area with plenty of space for movie nights, play, or home office needs. Complete with a two-car garage, attractive curb appeal, and manicured landscaping, this turn-key home is ready for its next owner!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2006

LevelsFour or More Level Split

Living area1,768 sqft

Above-grade finished932 sqft

Below-grade finished836 sqft

Lot size0.207 acres (60 x 150)

Days on market19

ListedAug 14, 2026

MLS #NST7093425

CountyWright

SubdivisionArbor Creek

Parcel #118196008020

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Four or More Level Split
Garage: 2 spaces · 466 · 466 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Patio
Exterior features: Stone, Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 836 sqft
Roof: Age 8 Years or Less
Year built: 2006

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Arbor Creek
HOA: No HOA
School district: 728 - Elk River
High school district: Elk River

Financial & listing details

Annual tax: $3,704 (2026)
Listed: Aug 14, 2026
Days on market: 19
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementEgress Window(s), Partially Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Laundry Room, Sink

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesHardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area836 sqft

Patio/porchPatio

Lot featuresTree Coverage - Medium

Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces2

Garage size466 sqft

Financial details

Annual taxes$3,704

Tax year2026

Taxes w/ assessments3704

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$7,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,265/mo

Principal & interest$1,839

Property taxes$309

Home insurance (est.)$117

Down payment

$70,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.