Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,626 (2025).

How long has this property been on the market?

This property was listed for 17 days.

Pending

$189,900

$156/sqft

1145 15th Avenue S

1145 15th Avenue S, Saint Cloud, MN, 56301

3 Bedrooms1 Bathroom1,220 Square Feet0.17 Acres

Days on market17

Year built1957

ParkingGravel

TypeResidential

Est. $2,697buyer credit when you buy with SODL

About this home

Beautifully maintained rambler featuring three same-floor bedrooms and refinished hardwood floors. Major updates provide long-term peace of mind, including 50-year shingles, new furnace and A/C (2022), vinyl windows (2025), and soffits, fascia, and gutters (2023). Outdoor improvements include a redone deck and refreshed sidewalks (2020). Move-in ready with modern efficiency and classic charm.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1957

LevelsOne

Living area1,220 sqft

Above-grade finished960 sqft

Below-grade finished260 sqft

Lot size0.17 acres (60X128)

Days on market17

ListedDec 30, 2025

MLS #NST7003467

CountyStearns

Parcel #82438730000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Parking features: Gravel, Open
Patio & porch: Deck
Other structures: Storage Shed
Lot size: 0.17 acres
Lot dimensions: 60X128

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 960 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1957

Utilities

Water: City Water/Connected, Sand Point
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Fuses, 100 Amp Service

Community & HOA

HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $1,626 (2025)
Listed: Dec 30, 2025
Days on market: 17
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Partially Finished

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDryer, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle

Foundation area960 sqft

Patio/porchDeck

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Sand Point

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingGravel, Open

Garage spaces0

Financial details

Annual taxes$1,626

Tax year2025

Taxes w/ assessments1626

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$2,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,197/mo

Principal & interest$998

Property taxes$136

Home insurance (est.)$63

Down payment

$37,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.