Listed at
$3,995,000
$726/sqft

11245 E Steamboat Bay Drive

11245 E Steamboat Bay Drive, East Gull Lake, MN, 56401
7  Bedrooms6  Bathrooms5,503  Square Feet3.37  Acres
Days on market125
Year built2026
Garage spaces2
TypeResidential
Est. $116,850buyer credit when you buy with SODL
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About this home

Welcome to Your Stunning New Lake Home on Highly Sought After Steamboat Bay on Prestigious Gull Lake. Enjoy this Lakeside Chalet with your 116' of perfect shoreline with excellent elevation, sand bottom plus ripped wrapped shoreline and a permanent piling dock with stunning Steamboat Bay Views and don't forget the beautiful Sunsets! Step into this 7 bedroom / 6 bath Gull Lake Chalet Home which was built with you in mind, from the moment you walk thru the full glass front door, with the main floor 10' ceilings and you enter the living area and peer out to the wall of glass overlooking the bay, this main floor living area has white oak nickel gap ceilings, enjoy the stunning views from the living area and the cozy custom fireplace, head into the custom kitchen with center island, custom cabinets, top of the line appliances and a walk in pantry. This kitchen is a chef's dream! Enjoy your pure water views from the wall of windows in the dining area or grab a drink at the wet bar and head out to your patio and enjoy the beautiful sunsets. Your main floor owners suite has white oak ceilings and a wall of windows overlooking the fantastic bay, plus don't miss the walk in closet with a custom closet system and laundry. Don't forget the owners bath with beautiful soaking tub with a wall of glass to take in the stunning lake views, dual sinks, a dream walk in shower plus a private linen cabinet and make up area. The private owners suite is an area you just won't want to leave. This main floor wraps up with a 1/2 bath, locker area and a fantastic walk in closet to complete this area. Don't forget the insulated and heated garage with 16' of patio doors over looking the lake, plus a staircase that leads you to the lower level, the garage is set up as a flex space, hang out and take in the lake views or use it as a garage your option. Let's head up to the stunning family room with vaulted white oak nickel gap ceilings, wet bar, beautiful custom fireplace and floor to ceiling windows to enjoy the lake views and catch the sunsets or turn around and a wall of windows greets you looking out at the beautiful bluff, beauty no matter which way your facing. 24' of patio doors open up to a stunning covered porch overlooking the bay, grab a drink from your wet bar and take in the sunsets or just enjoy the beauty of the bay. 4 bedrooms on this level 3 with stunning lake views and 1 with a beautiful view of your bluff. 2 bedrooms are ensuites and there is also a J and J full bath on this level as well. A large laundry room complete this level. Let's head down to the lowest level which has a perfect sized family room, media room or home gym you decide, a great wet bar plus 2 bedrooms and full bath with full lookout windows to enjoy the lake view. A large storage/mechanical room that has a staircase leading up to your garage, this will be perfect for storing lake toys in the off season. This home offers so much; main and upper laundry rooms, white oak and enamel cabinets, custom enamel trim, Hardie Board siding, hard surface driveway, fully landscaped plus so much more. Don't forget the piling dock with boat slips and a sitting area. This 3+ acre lot allows for room on top of the bluff to build a garage with living quarters above. Located on the coveted East Gull Lake walking/golf trail, renowned golf courses, fine dining and all that the Brainerd Lakes area has to offer. Come take a look!!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsTwo
Living area5,503 sqft
Above-grade finished3,839 sqft
Below-grade finished1,664 sqft
Lot size3.37 acres (Getting)
Days on market125
ListedMay 7, 2026
New constructionYes
MLS #NST7069746
CountyCass
Parcel #870291116

Facts & features

Interior

Bedrooms
7
Bathrooms
6
Bath breakdown
3 full / 2 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 600 sqft
Parking features
Attached Garage, Driveway - Other Surface, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Covered, Patio
Exterior features
Stone, Cement Board
View
Lake, Panoramic, West

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,664 sqft
Roof
Asphalt
New construction
Yes
Year built
2026

Utilities

Water
Drilled, Private, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$7,566 (2026)
Listed
May 7, 2026
Days on market
125
Manufactured home
Yes

Interior details

Total bathrooms6
Full baths3
3/4 baths2
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Sump Pump, Tile Shower
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Main Level, Sink, Upper Level
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room, Living/Dining Room
AmenitiesCable, Ceiling Fan(s), Dock, Exercise Room, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 4 BR on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board
RoofAsphalt
FoundationPoured Concrete
Foundation area1,664 sqft
Patio/porchCovered, Patio
Lot featuresIrregular Lot, Tree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Driveway - Other Surface, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces2
Garage size600 sqft

Financial details

Annual taxes$7,566
Tax year2026
Taxes w/ assessments7566
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$116,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $116,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$22,958/mo
Principal & interest$20,995
Property taxes$631
Home insurance (est.)$1,332
%
$799,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

11245 E Steamboat Bay Drive, East Gull Lake, MN, 56401

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Listing information

MLS #NST7069746
StatusActive
Last updatedSep 9, 2026, 10:37 PM
Originally listedMay 26, 2026, 9:17 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.