Does this property have an HOA?

Yes. The HOA fee is $225 per month.

What are the annual property taxes?

Annual property taxes are $2,660 (2026).

What school district is this property in?

This property is in the 2899 - Plainview-Elgin-Millville school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 40 days.

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Listed at

$239,000

$174/sqft

Whitewater Way Twnhms

112 6th Avenue, Elgin, MN, 55932

2 Bedrooms2 Bathrooms1,372 Square Feet0.07 Acres

Days on market40

Year built2003

Garage spaces2

HOA / month$225

TypeResidential

Est. $4,170buyer credit when you buy with SODL

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About this home

Want to simplify your lifestyle? This 2 bedroom, 2 bath, townhome located in Whitewater Way is waiting & available for new owners! Open floor plan with large living, dining & kitchen spaces. Private primary suite with walk-in closet & ensuite bath. Carpets have been professionally clean throughout. Freshly painted & new vanity top, faucet & lighting in the primary bath coming in April, 2026! Composite deck welcomes you outside from the kitchen/dining areas. Utility room, 100 amp electrical panel and HVAC located in the garage. 2 year old roof! Small association (8 units) & $225 monthly HOA includes snow removal, lawn care, and exterior hazard insurance. This home offers 1372 finished square feet of living space. Located in Whitewater Way, only a short drive or walk to downtown Elgin!

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2003

LevelsOne

Living area1,372 sqft

Above-grade finished1,372 sqft

Below-grade finished0 sqft

Lot size0.07 acres (41x75)

Days on market40

ListedApr 2, 2026

MLS #NST7048185

CountyWabasha

SubdivisionWhitewater Way Twnhms

Parcel #R190039700

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 360 sqft
Parking features: Attached Garage, Asphalt, Finished Garage, Guest Parking
Patio & porch: Deck, Front Porch, Patio
Exterior features: Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Construction materials: Concrete, Frame
Foundation: Slab · 1,326 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2003

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Whitewater Way Twnhms
HOA: $225/month
HOA name: Whitewater Way Townhomes
HOA phone: 5078762679
HOA includes: Hazard Insurance, Lawn Care, Maintenance Grounds, Snow Removal
School district: 2899 - Plainview-Elgin-Millville

Financial & listing details

Annual tax: $2,660 (2026)
Tax with assessments: 2860
Listed: Apr 2, 2026
Days on market: 40 · 10 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryLaundry Closet

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningLiving/Dining Room

AmenitiesCable, Ceiling Fan(s), Deck, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Tile Floors

AccessibilityGrab Bars In Bathroom, No Stairs External, No Stairs Internal

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area1,326 sqft

Patio/porchDeck, Front Porch, Patio

Lot featuresTree Coverage - Light

Road frontageCity Street, Private Road

Road responsibilityAssociation Maintained Road, Public Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Guest Parking

Garage spaces2

Garage size360 sqft

Financial details

Annual taxes$2,660

Tax year2026

Taxes w/ assessments2860

Assessment pendingNo

HOA fee$225

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2899 - Plainview-Elgin-Millville

District number2899

District phone5075343651

High schoolPlainview-Elgin-Millville

SODL flat fee brokerage

$4,170Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,170

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,782/mo

Principal & interest$1,256

Property taxes$222

Home insurance (est.)$80

HOA fees$225

Down payment

$47,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.