Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,829 (2026).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 2 days.

Pending

$389,900

$184/sqft

Hills Of Bunker Lake 2nd

1116 138th Avenue NW, Andover, MN, 55304

4 Bedrooms3 Bathrooms2,121 Square Feet0.29 Acres

Days on market2

Year built1988

Garage spaces2

TypeResidential

Est. $8,697buyer credit when you buy with SODL

About this home

Welcome home to this beautifully maintained modified two-story in Andover offering 4 bedrooms, 3 bathrooms, and a 2-car garage with additional parking space on the driveway - perfect for a boat, extra vehicles, and/or more room for outdoor activities. This thoughtfully designed home features a convenient main-floor bedroom with an attached 3/4 bath (walks through to the mudroom) —ideal for guests or multi-generational living. Enjoy abundant natural light pouring through the abundant windows, skylights, and creates a bright and airy feel throughout. The upper level has 2 bedrooms and a full bathroom, which overlooks the living room. The lower level has the 4th bedroom, family room with built-in bookshelves, a combination laundry room/3/4 bath and a utility room. Relax on the charming maintenance-free front deck or entertain with ease on the spacious maintenance-free back deck overlooking the generous, fully fenced backyard complete with a storage shed. A wonderful blend of comfort, functionality, and outdoor living—this home is ready to impress!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1988

LevelsModified Two Story

Living area2,121 sqft

Above-grade finished1,341 sqft

Below-grade finished780 sqft

Lot size0.29 acres (unknown)

Days on market2

ListedMar 4, 2026

MLS #NST7028535

CountyAnoka

SubdivisionHills Of Bunker Lake 2nd

Parcel #353224130046

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Rented

Property

Levels / stories: Modified Two Story
Garage: 2 spaces · 22x24
Parking features: Attached Garage, Concrete
Patio & porch: Deck, Patio
Pool: None
Fencing: Full, Wood

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 816 sqft
Roof: Asphalt
Year built: 1988

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street
Fuel: Natural Gas

Community & HOA

Subdivision: Hills Of Bunker Lake 2nd
HOA: No HOA
School district: Anoka-Hennepin

Financial & listing details

Annual tax: $3,829 (2026)
Tax with assessments: 3853
Listed: Mar 4, 2026
Days on market: 2
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Full, Sump Basket

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Lower Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Rented

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Skylight, In-Ground Sprinkler, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

RoofAsphalt

Foundation area816 sqft

Patio/porchDeck, Patio

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size0 sqft

Financial details

Annual taxes$3,829

Tax year2026

Taxes w/ assessments3853

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number663

District phone7635061000

High schoolAnoka-Hennepin

SODL flat fee brokerage

$8,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,498/mo

Principal & interest$2,049

Property taxes$319

Home insurance (est.)$130

Down payment

$77,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.