
Sold price · Closed Aug 12, 2026
Schwartz Martinco Add
About this home
A rare opportunity to enjoy the best of Minnesota lake living, this exceptional property includes shared access to 50 feet of Lake Elmo shoreline with a dock and storage shed, perfect for boating, swimming, fishing, paddleboarding, and relaxing on the water. Experience the perfect blend of privacy, comfort, and casual living in this beautifully maintained 3-bedroom, 3-bath home, tucked away on nearly one acre of mature trees at the end of a quiet cul-de-sac. A welcoming front entrance sets the tone, inviting you inside to warm, light-filled living spaces. The front dining room showcases a large bay window and flows seamlessly into the thoughtfully designed kitchen featuring abundant cabinetry, generous counter space, a decorative tile backsplash, and peninsula. A window above the sink frames peaceful front yard views, making everyday tasks a little more enjoyable. The adjoining dining area opens to a spacious living room anchored by a dramatic floor-to-ceiling brick accent wall featuring a gas burning fireplace, creating a warm and inviting gathering space. Just beyond, the spectacular four-season porch is surrounded by walls of windows and enhanced by two skylights, filling the room with natural light throughout the day. Step outside to decks on both sides of the porch, with one leading down to the patio and firepit, ideal for entertaining, relaxing, or simply taking in the beauty of your private wooded surroundings. The serene primary suite offers a large closet and private bath complete with a walk-in shower and luxurious in-floor heat. Two additional bedrooms and a full bath provide comfortable accommodations for family, guests, or a dedicated home office. The inviting lower level features a gas burning fireplace set against a dramatic floor-to-ceiling brick accent wall, a spacious game room with a dry bar, and a convenient half bath. A versatile utility room includes a dedicated laundry area, a workshop with a built-in workbench, and direct access to the backyard, perfect for hobbies, DIY projects, or additional storage. Walkout to the beautifully landscaped backyard, where mature trees, lush green lawn, and exceptional privacy create your own peaceful retreat. An oversized 2.5-car garage provides ample space for vehicles, tools, and recreational gear, while the shared storage shed offers additional room for lake toys and outdoor equipment. Ideally located near parks, scenic trails, shopping, dining, and major commuter routes, this exceptional Lake Elmo property combines the serenity of a wooded setting with the convenience of everyday amenities. The home inspection has been completed for you. See supplements for photos, tour, Matterport Floorplan, and more. Properties offering this unique blend of privacy, shared lake access, functional living spaces, and outstanding storage opportunities are rarely available. Schedule your private showing today and experience everything this exceptional Lake Elmo home has to offer.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Bath breakdown
- 1 full / 1 3/4 / 1 half
- Heating
- Baseboard, Forced Air, In-Floor Heating
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 2.5 spaces · 28x28 · 796 sqft
- Parking features
- Attached Garage, Concrete, Garage Door Opener, Storage
- Patio & porch
- Deck, Patio
- Exterior features
- Stone, Metal
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block, Concrete, Frame
- Foundation
- Block · 1,382 sqft
- Roof
- Architectural Shingle, Asphalt, Pitched
- Year built
- 1975
Utilities
- Water
- Well
- Sewer
- Private Sewer, Tank with Drainage Field
- Fuel
- Electric, Natural Gas
- Electric
- Circuit Breakers, 200+ Amp Service
Community & HOA
- Subdivision
- Schwartz Martinco Add
- HOA
- No HOA
- School district
- 834 - Stillwater
- High school district
- Stillwater
Financial & listing details
- Annual tax
- $5,453 (2026)
- Tax with assessments
- 5456
- Listed
- Jun 29, 2026
- Days on market
- 2
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
11130 20th Street Court N, Lake Elmo, MN, 55042
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
