Does this property have an HOA?

Yes. The HOA fee is $225 per month.

What are the annual property taxes?

Annual property taxes are $179 (2025).

What school district is this property in?

This property is in the 47 - Sauk Rapids-Rice school district.

How long has this property been on the market?

This property has been listed for 173 days.

Listed at

$100,000

Waters Edge At Don Lake 4th Add

1112 45th Avenue, Saint Cloud, MN, 56304

0.08 Acres

Days on market173

HOA / month$225

TypeLand

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About this home

Required: a four-unit attached townhome (quad) configuration. Exceptional opportunity to build in the desirable Water’s Edge neighborhood of St. Cloud, ideal for investors or builders looking to develop townhome living! Residents will enjoy miles of scenic walking trails, a community park, and close proximity to Territory Golf Course (less than 3 miles away). Convenient access to downtown St. Cloud makes commuting easy, while the property is located within the highly regarded Sauk Rapids School District. Multiple PIDS!

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Home facts

Property typeLand

Lot size0.08 acres (34x98x34x98)

Days on market173

ListedApr 8, 2026

MLS #NST7051458

CountyBenton

SubdivisionWaters Edge At Don Lake 4th Add

Parcel #170215500

Facts & features

Interior

Bathrooms: 0

Property

Lot size: 0.08 acres
Lot dimensions: 34x98x34x98
Parcel #: 170215500
Zoning: Residential-Single Family

Construction

Property type: Land

Utilities

Utilities: Electricity Available, None Connected, Sewer Available, Water Available

Community & HOA

Subdivision: Waters Edge At Don Lake 4th Add
HOA: $225/month
HOA name: Waters Edge at Donovan Lake
HOA phone: 7635678370
HOA includes: Professional Mgmt
School district: 47 - Sauk Rapids-Rice

Financial & listing details

Annual tax: $179 (2025)
Tax with assessments: 278
Listed: Apr 8, 2026
Days on market: 173
Inclusions: Other

Interior details

Total bathrooms0

Exterior & lot

ZoningResidential-Single Family

Utilities

Parking & garage

Financial details

Annual taxes$179

Tax year2025

Taxes w/ assessments278

Assessment pendingNo

HOA fee$225

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District47 - Sauk Rapids-Rice

District number47

District phone3202534703

High schoolSauk Rapids-Rice

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $3,000Your buyer credit $0

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Estimated monthly payment

$799/mo

Principal & interest$526

Property taxes$15

Home insurance (est.)$33

HOA fees$225

Down payment

$20,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1112 45th Avenue, Saint Cloud, MN, 56304

Street View

Listing information

MLS #NST7051458

StatusActive

Last updatedMay 27, 2026, 5:33 PM

Originally listedApr 8, 2026, 12:39 PM

Listing officeeXp Realty

Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.