Pending
$224,900
$124/sqft

South Side Park Add

1109 10 1/2 Avenue, Saint Cloud, MN, 56301
4  Bedrooms2  Bathrooms1,811  Square Feet0.29  Acres
Days on market33
Year built1891
Garage spaces1
TypeResidential
Est. $3,747buyer credit when you buy with SODL

About this home

First time offered in over 50 years, this one-of-a-kind turn-of-the-century home offers space, character, and timeless charm! Featuring four bedrooms upstairs and two full bathrooms, the layout is both functional and flexible. The living room includes a gas fireplace, adding warmth and comfort. Enjoy the spacious three-season porch, ideal for gatherings or relaxing with family. Situated on a double lot, the oversized garage provides ample room for hobbies, storage, and gardening, while established fruit trees and garden space enhance the outdoor setting. This well-loved home has been thoughtfully cared for and offers a welcoming feel from the moment you step inside!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1891
LevelsTwo
Living area1,811 sqft
Above-grade finished1,811 sqft
Below-grade finished0 sqft
Lot size0.29 acres (98 x 123)
Days on market33
ListedJan 17, 2026
MLS #NST7010003
CountyStearns
SubdivisionSouth Side Park Add
Parcel #82509530000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
1 space · 21x19 · 399 sqft
Parking features
Detached Garage, Asphalt
Patio & porch
Glass Enclosed
Fencing
None
Lot size
0.29 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,000 sqft
Roof
Age Over 8 Years
Year built
1891

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
South Side Park Add
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$2,490 (2025)
Listed
Jan 17, 2026
Days on market
33
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementUnfinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningLiving/Dining Room
AccessibilityNone
Special features4 BR on One Level, Main Floor Laundry

Exterior & lot

RoofAge Over 8 Years
Foundation area1,000 sqft
Patio/porchGlass Enclosed
Lot featuresTree Coverage - Light
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt
Garage spaces1
Garage size399 sqft

Financial details

Annual taxes$2,490
Tax year2025
Taxes w/ assessments2490
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$3,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,464/mo
Principal & interest$1,182
Property taxes$208
Home insurance (est.)$75
%
$44,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1109 10 1/2 Avenue, Saint Cloud, MN, 56301

Listing information

MLS #NST7010003
StatusPending
Last updatedFeb 19, 2026, 6:05 PM
Originally listedJan 17, 2026, 7:52 PM
Listing officeLuke Team Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.