Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,248 (2026).

What school district is this property in?

This property is in the 659 - Northfield school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 5 days.

Listed at

$349,000

$184/sqft

D & M Plat/East Woodley/Northfield

1109 Elm Street, Northfield, MN, 55057

3 Bedrooms2 Bathrooms1,894 Square Feet0.269 Acres

Days on market5

Year built1978

Garage spaces2

TypeResidential

Est. $7,470buyer credit when you buy with SODL

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About this home

Set along a quiet, tree-lined street with a neighborhood park as its backyard, this spacious split-level offers you all the best in location and lifestyle. Key attributes of the open floorplan include an upper-level with large living room and separate dining room; sunny kitchen with center island and breakfast bar; three-season porch with adjoining maintenance-free deck; two large bedrooms with premium window treatments and a nicely appointed full bath. The finished, walkout lower level features a huge amusement room with separate barroom and gas-burning fireplace; oversized third bedroom with windows on three sides; three-quarter bath with dual access ... plus abundant natural light, newer utilities, oversized garage, exceptional storage space and more. All just minutes from outstanding schools, shopping, recreation, entertainment and charming downtown Northfield. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1978

LevelsThree Level Split

Living area1,894 sqft

Above-grade finished1,092 sqft

Below-grade finished802 sqft

Lot size0.269 acres (90 x 124 x 90 x 134)

Days on market5

ListedSep 30, 2026

MLS #NST7150893

CountyRice

SubdivisionD & M Plat/East Woodley/Northfield

Parcel #2206426105

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories: Three Level Split
Garage: 2 spaces · 28x24 · 672 sqft
Parking features: Attached Garage, Asphalt, Electric, Garage Door Opener, Insulated Garage, Storage
Patio & porch: Composite Decking, Deck, Glass Enclosed, Porch, Rear Porch
Exterior features: Stone, Wood
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: Block · 972 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 1978

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 150 Amp Service

Community & HOA

Subdivision: D & M Plat/East Woodley/Northfield
HOA: No HOA
School district: 659 - Northfield
High school district: Northfield

Financial & listing details

Annual tax: $5,248 (2026)
Listed: Sep 30, 2026
Days on market: 5
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryGas Dryer Hookup, Lower Level, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

DiningBreakfast Bar, Eat In Kitchen, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Natural Woodwork, Porch, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorStone, Wood

RoofAge Over 8 Years, Asphalt, Pitched

FoundationBlock

Foundation area972 sqft

Patio/porchComposite Decking, Deck, Glass Enclosed, Porch, Rear Porch

Lot featuresProperty Adjoins Public Land, Tree Coverage - Medium, Underground Utilities

Road frontageCity Street, Curbs, Paved Streets, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Garage Door Opener, Insulated Garage, Storage

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$5,248

Tax year2026

Taxes w/ assessments5248

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District659 - Northfield

District number659

District phone5076630629

High schoolNorthfield

SODL flat fee brokerage

$7,470Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,470

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,388/mo

Principal & interest$1,834

Property taxes$437

Home insurance (est.)$116

Down payment

$69,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.