Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,486 (2026).

What school district is this property in?

This property is in the 2859 - Glencoe-Silver Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 10 days.

Listed at

$269,000

$158/sqft

1104 Main Street

1104 Main Street, Silver Lake, MN, 55381

4 Bedrooms1 Bathroom1,700 Square Feet0.757 Acres

Days on market10

Year built1912

Garage spaces2

TypeResidential

Est. $5,070buyer credit when you buy with SODL

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About this home

Welcome to serene lakefront living! Situated on nearly an acre with 100 feet of direct shoreline on Silver Lake, this 4-bedroom, 1-bathroom home offers the perfect blend of major system upgrades and premier outdoor living. Enjoy panoramic lake views and natural light throughout the open-concept living, kitchen, and dining space. On the main floor, you'll also find a dedicated bedroom and full bath. Upstairs, you'll find three additional bedrooms alongside a versatile loft area. Mechanical upgrades bring peace of mind, including a new furnace and central AC (2024), along with an upgraded 200-amp electrical service (2025). Exceptional value continues outdoors with a detached garage fully serviced in Summer 2025 with heat, electric, water, sewer, and a dedicated 100-amp sub-panel. Attached to the garage, you'll find an almost 500-square-foot semi-finished flex space—currently set up as a pet salon—offering endless potential for a home business, workshop, studio, or extra storage. Complete with a 40-foot aluminum rollout dock, this property offers effortless, low-maintenance living with plenty of room to enjoy the outdoors.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1912

LevelsTwo

Living area1,700 sqft

Above-grade finished1,700 sqft

Below-grade finished0 sqft

Lot size0.757 acres (115x378x115x379)

Days on market10

ListedSep 15, 2026

MLS #NST7140095

CountyMcLeod

Parcel #190790040

Facts & features

Interior

Bedrooms: 4
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, Gas Water Heater, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 1,048 sqft
Parking features: Detached Garage, Insulated Garage
Exterior features: Aluminum Siding, Wood
Other structures: Lean-To, Workshop, Studio
Waterfront: Lake Front, Lake View

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 912 sqft
Roof: Age Over 8 Years
Year built: 1912

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 2859 - Glencoe-Silver Lake
High school district: Glencoe-Silver Lake

Financial & listing details

Annual tax: $3,486 (2026)
Listed: Sep 15, 2026
Days on market: 10
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Drain Tiled, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesCooktop, Dishwasher, Dryer, Gas Water Heater, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen

AmenitiesCeiling Fan(s), French Doors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorAluminum Siding, Wood

RoofAge Over 8 Years

FoundationBlock

Foundation area912 sqft

Lot featuresTree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Insulated Garage

Garage spaces2

Garage size1,048 sqft

Financial details

Annual taxes$3,486

Tax year2026

Taxes w/ assessments3486

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2859 - Glencoe-Silver Lake

District number2859

District phone3208642498

High schoolGlencoe-Silver Lake

SODL flat fee brokerage

$5,070Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,070

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,794/mo

Principal & interest$1,414

Property taxes$291

Home insurance (est.)$90

Down payment

$53,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.