Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,316 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 13 days.

Sold / Closed

$263,000

Sold price · Closed Jun 5, 2026

$140/sqft

Whitney Garden Lts

110 3rd Avenue N, Waite Park, MN, 56387

2 Bedrooms2 Bathrooms1,824 Square Feet0.24 Acres

Days on market13

Year built1950

Garage spaces3

TypeResidential

Est. $4,647buyer credit when you buy with SODL

About this home

Welcome to this charming, meticulously maintained home that’s truly move-in ready! The beautiful kitchen features granite countertops, a large center island, and newer stainless-steel appliances, all flowing seamlessly into the dining area—perfect for everyday living and entertaining. The main floor also offers two comfortable bedrooms and a convenient walk-through bathroom connecting the kitchen and bedroom hall. Downstairs, the fully finished basement provides a spacious family room, ¾ bathroom, large laundry room, and a generous bonus room with the potential to become a 3rd bedroom with the addition of an egress window. Car enthusiasts and hobbyists will love the oversized 39’ x 24’ heated and finished garage, complete with its own dedicated propane tank. Additional outdoor storage is no problem with two sheds (8x10 and 12x10). Situated on a nice corner lot and conveniently located near shopping and dining, this home offers comfort, space, and functionality in a great location!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne

Living area1,824 sqft

Above-grade finished1,044 sqft

Below-grade finished780 sqft

Lot size0.24 acres (75 x 141)

Days on market13

ListedApr 8, 2026

MLS #NST7051430

CountyStearns

SubdivisionWhitney Garden Lts

Parcel #98614000000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 39 x 24 · 936 sqft
Parking features: Detached Garage, Gravel, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Exterior features: Vinyl
Other structures: Other, Storage Shed
Lot size: 0.24 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 780 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1950

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas, Propane
Electric: Circuit Breakers

Community & HOA

Subdivision: Whitney Garden Lts
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,316 (2025)
Listed: Apr 8, 2026
Days on market: 13
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished

HeatingForced Air

CoolingCentral Air

LaundryLower Level, Laundry Room

AppliancesDishwasher, Dryer, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area780 sqft

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas, Propane

Parking & garage

ParkingDetached Garage, Gravel, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces3

Garage size936 sqft

Financial details

Annual taxes$2,316

Tax year2025

Taxes w/ assessments2316

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$4,647Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,647

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,618/mo

Principal & interest$1,340

Property taxes$193

Home insurance (est.)$85

Down payment

$50,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.