Does this property have an HOA?

Yes. The HOA fee is $270 per month.

What are the annual property taxes?

Annual property taxes are $3,184 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 298 days.

Listed at

$315,000

$229/sqft

Ponds Of Olde Towne

10993 Kirby Boulevard, Chisago City, MN, 55013

2 Bedrooms2 Bathrooms1,374 Square Feet4123 Acres

Days on market298

Year built2001

Garage spaces2

HOA / month$270

TypeResidential

Est. $6,450buyer credit when you buy with SODL

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About this home

Welcome to your next end unit Townhome in the heart of beautiful Chisago City, MN — the “Gateway to the Lakes.” This charming 2-bedroom, 2-bath end-unit offers an open-concept layout, a spacious primary suite with a walk-in closet, and a cozy gas-insert fireplace to keep you warm this winter. This Home was recently remodeled for your pure enjoyment. The property also features a private back patio — a perfect spot for morning coffee or evening quiet. Living here means more than just a great home — it means access to the best of the region. Chisago City boasts a strong small-town feel, with numerous parks, lakes, and trails nearby, including access to the scenic Swedish Immigrant Trail and a network of lakes that define the area’s outdoor lifestyle. Amenities from charming dining spots to local shops, community events, and year-round outdoor recreation make this a move-in ready, desirable lifestyle — ideal whether you’re looking for peaceful lakeside living or a quiet escape within reach of metro convenience. Don’t miss your chance to own this well-appointed end unit in some of the region’s most desirable small towns.

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Home facts

Property typeResidential

Property subtypeTownhouse Side x Side

Year built2001

LevelsOne

Living area1,374 sqft

Above-grade finished1,374 sqft

Below-grade finished0 sqft

Lot size4123 acres (39x107)

Days on market298

ListedDec 3, 2025

MLS #NST6823103

CountyChisago

SubdivisionPonds Of Olde Towne

Parcel #130068422

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: None
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 626 sqft
Parking features: Attached Garage
Patio & porch: Patio
Lot size: 4123 Square Feet
Lot dimensions: 39x107

Construction

Property type: Residential
Property subtype: Townhouse Side x Side
Foundation: 1,374 sqft
Year built: 2001

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Ponds Of Olde Towne
HOA: $270/month
HOA name: Ponds of Ole Town HOA
HOA phone: 6512088234
HOA includes: Hazard Insurance, Other
School district: Chisago Lakes

Financial & listing details

Annual tax: $3,184 (2025)
Listed: Dec 3, 2025
Days on market: 298 · 56 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingNone

Fireplaces1

LaundryLower Level, Laundry Room, Main Level, Sink

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Patio, Washer/Dryer Hookup

AccessibilityGrab Bars In Bathroom, No Stairs External, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

Foundation area1,374 sqft

Patio/porchPatio

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size626 sqft

Financial details

Annual taxes$3,184

Tax year2025

Taxes w/ assessments3184

Assessment pendingUnknown

HOA fee$270

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1048

District phone6512132096

High schoolChisago Lakes

SODL flat fee brokerage

$6,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,296/mo

Principal & interest$1,655

Property taxes$265

Home insurance (est.)$105

HOA fees$270

Down payment

$63,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.