Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,692 (2025).

What school district is this property in?

This property is in the 578 - Pine City school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 96 days.

Listed at

$342,500

$212/sqft

Highwood Shores

10966 S Frontage Road, Pine City, MN, 55063

4 Bedrooms2 Bathrooms1,616 Square Feet0.661 Acres

Days on market96

Year built2009

Garage spaces2

TypeResidential

Est. $7,275buyer credit when you buy with SODL

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About this home

Wonderful opportunity-rare find on Pokegama. Few properties come up for sale on this wonder lake with convenient location. Same owner over 20 years. Newer larger 2008 home with over 1300 sq ft anchored/tied down!! 4 bedrooms and 2 full bathrooms. Owners suite with private bath-whirlpool and separate shower. Great addition of a 3 season porch with steel roof and deck for enjoying the outdoors and evenings by the lake. Plus an oversized 2 car detached garage, all on a double lot with over 175 feet of lake front!! Oversized large 12.5x18.5 storage shed with vinyl siding and steel roof for the lake toys and lawn care equipment. And, there is a 56 foot roll in floating/adjustable dock included!! Enjoy the breath taking sunrises, and the lake life with over 3000 acres between Pokegama Lake and Cross Lake connected via the Snake River with 2 restaurants accessible by boat. Well was redrilled around 2008, approx 130 ft deep. The perfect family get away near many of the features of Pine City has to offer and approximately 1 hour and 10 minutes from the cities!!! Much of the personal property to be included. There are 2 lots to this sale- please use both PIDS#s 028.5269.000 and 028.5270.000.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2009

LevelsOne

Living area1,616 sqft

Above-grade finished1,616 sqft

Below-grade finished0 sqft

Lot size0.661 acres (175x175)

Days on market96

ListedJun 9, 2026

MLS #NST7089779

CountyPine

SubdivisionHighwood Shores

Parcel #0285269000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Exhaust Fan, Gas Water Heater, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 24x28 · 672 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener, No Int Access to Dwelling
Patio & porch: Deck, Enclosed, Rear Porch
Exterior features: Vinyl
Other structures: Garage(s), Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Other · 1,300 sqft
Roof: Asphalt, Pitched
Year built: 2009

Utilities

Water: Drilled, Private, Well
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Highwood Shores
HOA: No HOA
School district: 578 - Pine City
High school district: Pine City

Financial & listing details

Annual tax: $2,692 (2025)
Tax with assessments: 2638
Listed: Jun 9, 2026
Days on market: 96 · 104 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Exhaust Fan, Gas Water Heater, Range, Refrigerator

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, Washer/Dryer Hookup

AccessibilityNo Stairs Internal

Special features4 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAsphalt, Pitched

FoundationOther

Foundation area1,300 sqft

Patio/porchDeck, Enclosed, Rear Porch

Road frontagePrivate Road, Unpaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener, No Int Access to Dwelling

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$2,692

Tax year2025

Taxes w/ assessments2638

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District578 - Pine City

District number578

District phone3206294010

High schoolPine City

SODL flat fee brokerage

$7,275Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,275

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,138/mo

Principal & interest$1,800

Property taxes$224

Home insurance (est.)$114

Down payment

$68,500

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.