Does this property have an HOA?

Yes. The HOA fee is $499 per month.

What are the annual property taxes?

Annual property taxes are $534 (2025).

What school district is this property in?

This property is in the 748 - Sartell-St. Stephens school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 300 days.

Listed at

$999,999

$406/sqft

Daybreak Cove

1093 20th Avenue, Sartell, MN, 56377

3 Bedrooms3 Bathrooms2,463 Square Feet4.2 Acres

Days on market300

Year built2026

Garage spaces4

HOA / month$499

TypeResidential

Est. $27,000buyer credit when you buy with SODL

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About this home

Welcome to the Double-Espresso! A New Spin On Our Extremely Successful Espresso Floor Plan. This Home is specifically Designed for the Acreage Homesites and 360degree Views of the Brand New Cove of DayBreak Neighborhood in Sartell. The Cove Features 3 Extremely Hard to Find Acreage Homesites in the Heart of Sartell. This Home Sits on an amazing 4.2Acre Homesite with 360degree views of the surrounding wetlands only minutes from the shopping in the extremely desirable Sartell School District. The Double-Espresso was purpose built as a Master-On-The-Main Two-Story with detached 2-stall garage. A stunning Transitional Farmhouse Style Fit onto the perfect homesite with all of the attention to detail you come to expect from a Werschay Home. This home is under-construction to be completed by early April 2026.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsTwo

Living area2,463 sqft

Above-grade finished2,463 sqft

Below-grade finished0 sqft

Lot size4.2 acres (830x94x631x433)

Days on market300

ListedDec 2, 2025

New constructionYes

MLS #NST6823345

CountyStearns

SubdivisionDaybreak Cove

Parcel #92565780801

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air, In-Floor Heating, Zoned
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 4 spaces · 28 x 24 · 1,208 sqft
Parking features: Attached Garage, Detached Garage, Concrete, Electric, Finished Garage, Insulated Garage, Multiple Garages
Patio & porch: Covered, Enclosed, Front Porch, Patio, Screened
Exterior features: Stone, Cement Board
Other structures: Workshop

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Slab · 1,566 sqft
Roof: Asphalt
Builder: WERSCHAY HOMES INC

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Daybreak Cove
HOA: $499/annual
HOA name: DayBreak LLC
HOA phone: 3202309909
HOA includes: Beach Access, Dock, Other, Water
School district: 748 - Sartell-St. Stephens

Financial & listing details

Annual tax: $534 (2025)
Listed: Dec 2, 2025
Days on market: 300
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementNone

HeatingForced Air, In-Floor Heating, Zoned

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room

AmenitiesCable, Ceiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Panoramic View, Security System, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityOther

Exterior & lot

ExteriorStone, Cement Board

RoofAsphalt

FoundationSlab

Foundation area1,566 sqft

Patio/porchCovered, Enclosed, Front Porch, Patio, Screened

Lot featuresIrregular Lot, Tree Coverage - Light

Road frontageCity Street, Private Road

Road responsibilityAssociation Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Electric, Finished Garage, Insulated Garage, Multiple Garages

Garage spaces4

Garage size1,208 sqft

Financial details

Annual taxes$534

Tax year2025

Taxes w/ assessments534

Assessment pendingNo

HOA fee$499

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District748 - Sartell-St. Stephens

District number748

District phone3206563715

High schoolSartell-St. Stephens

SODL flat fee brokerage

$27,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $27,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,132/mo

Principal & interest$5,255

Property taxes$45

Home insurance (est.)$333

HOA fees$499

Down payment

$200,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.