Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $35 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 205 days.

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Listed at

$300,000

$174/sqft

City Lts Of Watertown

109 Franklin Avenue, Watertown, MN, 55388

3 Bedrooms3 Bathrooms1,725 Square Feet0.23 Acres

Days on market205

Year built1910

Garage spaces2

TypeResidential

Est. $6,000buyer credit when you buy with SODL

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About this home

This adorable Watertown gem will not disappoint! Old world charm meets today's conveniences. Imagine relaxing on the huge front porch after a stroll through historic downtown or after a nature filled walk down the Luce Line. Drainage system in basement was meticulously installed in 2010. Live worry free in this grand & classic home. Taxes are based on 100% disabled VA status. Research comparable properties to estimate OR call the county to inquire.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1910

LevelsOne and One Half

Living area1,725 sqft

Above-grade finished1,481 sqft

Below-grade finished244 sqft

Lot size0.23 acres (66 x 137)

Days on market205

ListedMar 5, 2026

MLS #NST7029617

CountyCarver

SubdivisionCity Lts Of Watertown

Parcel #850500350

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 30 x 23 · 690 sqft
Parking features: Attached Garage, Garage Door Opener
Patio & porch: Front Porch
Fencing: None
Lot size: 0.23 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: 902 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1910

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: City Lts Of Watertown
HOA: No HOA
School district: Watertown-Mayer

Financial & listing details

Annual tax: $35 (2025)
Listed: Mar 5, 2026
Days on market: 205 · 23 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Drain Tiled, Drainage System, Full, Partially Finished, Storage Space, Sump Basket, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, Natural Woodwork, Porch, Security System, Vaulted Ceiling(s)

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched

Foundation area902 sqft

Patio/porchFront Porch

Lot featuresTree Coverage - Light

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener

Garage spaces2

Garage size690 sqft

Financial details

Annual taxes$35

Tax year2025

Taxes w/ assessments35

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number681

District phone9529550480

High schoolWatertown-Mayer

SODL flat fee brokerage

$6,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,680/mo

Principal & interest$1,577

Property taxes$3

Home insurance (est.)$100

Down payment

$60,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.