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About this home
Welcome home to this beautifully maintained 3-bedroom (with the potential for a 4th), 3-bath rambler tucked into a quiet, well-kept community. Offering abundant space, thoughtful updates, and a stunning outdoor setting, this property is ideal for anyone seeking comfort, beauty, and functionality in one inviting package. Inside, you’ll immediately feel the care and pride of ownership throughout. The home features updated appliances, newer triple-paned windows and flooring (entire main floor), and laundry on both levels for ultimate convenience. The spacious primary en-suite includes a walk-in shower, creating a comfortable retreat at the end of each day. There is also a window in the bath for natural light. Both main floor baths were recently remodeled. With multiple living areas and flexible rooms, you’ll have plenty of options for guests, hobbies, home offices, or entertainment—whatever suits your lifestyle. The lower level is fully finished except for the laundry/utility room, which is bright, clean, and thoughtfully organized. It includes a washer and dryer, deep freeze, built-in shelving, a utility sink, and plenty of storage space—making this often-overlooked part of the home both practical and pleasant. Outdoors, the property truly shines. The fenced backyard offers exceptional privacy with its mature trees, established flowerbeds, and beautifully landscaped gardens. Whether you love to relax outside, entertain, or spend time gardening, this space is ready to enjoy from the moment you arrive. With room to grow, gather, and create, the yard feels like your own peaceful retreat. With an attached two car garage, a welcoming layout, and a warm, well-cared-for feel throughout, this home is ready to offer years of comfort and enjoyment to its next owner.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Baseboard, In-Floor Heating
- Cooling
- Ductless Mini-Split
- Laundry
- Lower Level, Main Level
Property
- Levels / stories
- One
- Garage
- 2 spaces · 24 x 26 · 624 sqft
- Parking features
- Attached Garage, Asphalt, Finished Garage
- Patio & porch
- Patio
- Fencing
- Wood
- Lot size
- 0.327 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family Residence
- Construction materials
- Frame
- Foundation
- 1,288 sqft
- Roof
- Age Over 8 Years, Asphalt
- Year built
- 1978
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Electric
Community & HOA
- Subdivision
- Hansons Add
- HOA
- No HOA
- School district
- Fertile-Beltrami
Financial & listing details
- Annual tax
- $2,056 (2024)
- Tax with assessments
- 2316
- Listed
- Aug 15, 2025
- Days on market
- 409
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
109 Stephen Drive, Fertile, MN, 56540
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
