Listed at
$1,100,000
$349/sqft

Stillwater

109 Pine Street, Stillwater, MN, 55082
4  Bedrooms4  Bathrooms3,152  Square Feet0.203  Acres
Days on market376
Year built1870
Garage spaces2
TypeResidential
Est. $30,000buyer credit when you buy with SODL
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About this home

A rare opportunity to own a completely reimagined classic in the heart of Historic Stillwater. This timeless beauty has been thoughtfully renovated from top to bottom—preserving its original charm while incorporating today’s most desired updates. Enjoy peace of mind with all-new siding, roof, windows, doors, and a high-efficiency Unico heating system. Inside, you’ll find updated flooring, designer lighting, a chef-inspired kitchen with modern appliances, and in-floor heat in the bathrooms for added comfort. Four spacious bedrooms, including two with private ensuite baths, plus a bonus attic space ready to be finished. The inviting wrap-around porch, oversized 2+ car garage with EV charging, and walkable location just blocks from downtown, parks, and the St. Croix River make this a true Stillwater gem—with none of the typical old home worries. This is where historic elegance meets modern ease.

View this property at

Date
Jan 17, 2026
Time
6pm – 8pm
Address
109 Pine Street, Stillwater, MN, 55082

+1 more open house date

Listed By: Real Broker, LLC • NST6790244 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1870
LevelsTwo
Living area3,152 sqft
Above-grade finished2,370 sqft
Below-grade finished782 sqft
Lot size0.203 acres (-)
Days on market376
ListedSep 17, 2025
MLS #NST6790244
CountyWashington
SubdivisionStillwater
Parcel #2803020440038

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 23x25 · 575 sqft
Parking features
Attached Garage, Electric Vehicle Charging Station(s), Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch
Composite Decking, Front Porch, Wrap Around
Pool
None
Lot size
0.203 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,332 sqft
Roof
Age 8 Years or Less
Year built
1870

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Stillwater
HOA
No HOA
School district
Stillwater

Financial & listing details

Annual tax
$3,715 (2025)
Tax with assessments
3718
Listed
Sep 17, 2025
Days on market
376 · 22 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementFinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesCooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Porch, In-Ground Sprinkler, Tile Floors, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less
Foundation area1,332 sqft
Patio/porchComposite Decking, Front Porch, Wrap Around
Lot featuresCorner Lot
Road frontageCity Street, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Electric Vehicle Charging Station(s), Finished Garage, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size575 sqft

Financial details

Annual taxes$3,715
Tax year2025
Taxes w/ assessments3718
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2291
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$30,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $30,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,457/mo
Principal & interest$5,781
Property taxes$310
Home insurance (est.)$367
%
$220,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

109 Pine Street, Stillwater, MN, 55082

Listing information

MLS #NST6790244
StatusActive
Last updatedJan 15, 2026, 5:06 PM
Originally listedSep 17, 2025, 11:02 AM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.