Listed at
$252,500
$98/sqft

Hansons Add - Fertile City

109 Stephen Drive, Fertile, MN, 56540
3  Bedrooms3  Bathrooms2,576  Square Feet0.327  Acres
Days on market113
Year built1978
Garage spaces2
TypeResidential
Est. $4,575buyer credit when you buy with SODL
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About this home

Welcome home to comfort, flexibility, and room to grow. This well-designed 3-bedroom, 3-bath ranch-style Dynamic home offers everything you need on the main level, including a private primary suite and convenient main-floor laundry. This home has newer appliances and a kitchen refresh with new paint. The finished basement expands your living space with a cozy family room, a second laundry area, and a versatile bonus room—perfect for sewing, woodworking, or starting that hobby you’ve been dreaming about. A potential fourth bedroom (no egress window) adds even more flexibility. Step outside to a fenced backyard with plenty of space to garden, relax, and enjoy peaceful outdoor moments. The attached, insulated double garage keeps vehicles and projects comfortable year-round. With electric baseboard heat, in-floor heating, and a solid poured concrete foundation, this home is built for comfort, efficiency, and lasting quality.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1978
LevelsOne
Living area2,576 sqft
Above-grade finished1,288 sqft
Below-grade finished1,288 sqft
Lot size0.327 acres (95x150)
Days on market113
ListedJan 26, 2026
New constructionYes
MLS #NST7012988
CountyPolk
SubdivisionHansons Add - Fertile City
Parcel #850049100

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Baseboard, In-Floor Heating
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 26x24 · 624 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Exterior features
Fiber Board
Fencing
Wood
Lot size
0.327 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Concrete Perimeter, 8 ft+ Pour · 1,288 sqft
Roof
Age 8 Years or Less, Asphalt
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric

Community & HOA

Subdivision
Hansons Add - Fertile City
HOA
No HOA
School district
599 - Fertile-Beltrami
High school district
Fertile-Beltrami

Financial & listing details

Annual tax
$1,758 (2025)
Tax with assessments
2088
Listed
Jan 26, 2026
Days on market
113 · 258 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementFinished, Full, Concrete
HeatingBaseboard, In-Floor Heating
CoolingDuctless Mini-Split
LaundryLower Level, Main Level, Washer Hookup
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen
AmenitiesWasher/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorFiber Board
RoofAge 8 Years or Less, Asphalt
FoundationConcrete Perimeter, 8 ft+ Pour
Foundation area1,288 sqft
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size624 sqft

Financial details

Annual taxes$1,758
Tax year2025
Taxes w/ assessments2088
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District599 - Fertile-Beltrami
District number599
District phone2189456933
High schoolFertile-Beltrami
SODL flat fee brokerage
$4,575Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,575

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,558/mo
Principal & interest$1,327
Property taxes$147
Home insurance (est.)$84
%
$50,500
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

109 Stephen Drive, Fertile, MN, 56540

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Listing information

MLS #NST7012988
StatusClosed
Last updatedMay 21, 2026, 3:39 PM
Originally listedJan 26, 2026, 12:57 PM
Listing officeLeBlanc Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.