Listed at
$3,580,800
$823/sqft

Wayzata

109 Minnetonka Avenue, Wayzata, MN, 55391
4  Bedrooms3  Bathrooms4,349  Square Feet0.25  Acres
Days on market11
Year built2026
Garage spaces2
HOA / month$400
TypeResidential
Est. $104,424buyer credit when you buy with SODL
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About this home

Sophisticated Charles Cudd villa perfectly positioned in the heart of downtown Wayzata, just steps from the shores of Lake Minnetonka and the exceptional dining, boutique shopping, and vibrant lifestyle Wayzata has to offer. This beautifully crafted residence showcases timeless architecture, refined finishes, and exceptional attention to detail throughout. The inviting main level features expansive windows, elegant millwork, and a striking floor-to-ceiling stone fireplace, creating a dramatic architectural focal point and a warm, sophisticated gathering space. The natural stonework brings incredible texture and character to the room while complementing the home’s refined design. The gourmet kitchen is designed for both everyday living and entertaining, complete with a large center island, premium finishes, and a full butler’s pantry that provides additional preparation and storage space. Extend your living and entertaining outdoors onto the Phantom-screened porch, creating a comfortable retreat throughout the seasons. The private primary suite offers a peaceful escape, while thoughtfully designed living spaces provide flexibility for guests, work, and everyday life. The finished lower level is an entertainer’s dream, featuring a stylish full bar and dedicated golf simulator room, creating the perfect space for hosting friends and family. Combining the craftsmanship and quality synonymous with Charles Cudd, an incredible walkable downtown location, and effortless access to Lake Minnetonka, this exceptional villa offers a rare opportunity to experience luxury living in the heart of Wayzata.

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Home facts

Property typeResidential
Property subtype(TH) Detached
Year built2026
LevelsOne
Living area4,349 sqft
Above-grade finished2,257 sqft
Below-grade finished2,092 sqft
Lot size0.25 acres (82x132)
Days on market11
ListedSep 18, 2026
New constructionYes
MLS #NST7146906
CountyHennepin
SubdivisionWayzata
Parcel #0611722240155

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Wine Cooler

Property

Levels / stories
One
Garage
2 spaces · 585 sqft
Parking features
Attached Garage
Patio & porch
Patio, Porch
Exterior features
Wood
Lot size
0.25 acres

Construction

Property type
Residential
Property subtype
(TH) Detached
Foundation
Other · 2,257 sqft
Roof
Age 8 Years or Less
Builder
CHARLES CUDD CO LLC
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Wayzata
HOA
$400/month
HOA name
PRIVATE - Contact Agent for Details
HOA phone
6129984010
HOA includes
Lawn Care, Snow Removal
School district
284 - Wayzata

Financial & listing details

Annual tax
$9,627 (2026)
Listed
Sep 18, 2026
Days on market
11
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Wine Cooler
DiningEat In Kitchen, Informal Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityOther
Special featuresMain Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorWood
RoofAge 8 Years or Less
FoundationOther
Foundation area2,257 sqft
Patio/porchPatio, Porch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size585 sqft

Financial details

Annual taxes$9,627
Tax year2026
Taxes w/ assessments9627
Assessment pendingNo
HOA fee$400
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District284 - Wayzata
District number284
District phone7637455000
High schoolWayzata
SODL flat fee brokerage
$104,424Estimated buyer credit
SODL platform fee $3,000Your buyer credit $104,424

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$21,214/mo
Principal & interest$18,819
Property taxes$802
Home insurance (est.)$1,194
HOA fees$400
%
$716,160
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

109 Minnetonka Avenue, Wayzata, MN, 55391

Listing information

MLS #NST7146906
StatusActive
Last updatedSep 29, 2026, 3:03 PM
Originally listedSep 18, 2026, 2:58 PM
Listing officeKeller Williams Premier Realty Lake Minnetonka
Co-listing officeKeller Williams Premier Realty Lake Minnetonka

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.