Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,337 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 308 days.

Listed at

$210,000

$184/sqft

109 E Florida Avenue

109 E Florida Avenue, Gilbert, MN, 55741

3 Bedrooms2 Bathrooms1,144 Square Feet0.07 Acres

Days on market308

Year built1912

Garage spaces3

TypeResidential

Est. $3,300buyer credit when you buy with SODL

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About this home

Discover this completely remodeled 3-bedroom home nestled in a quaint northern Minnesota town, offering comfort, in town convenience, and endless recreation nearby.This move-in-ready property features an attached garage plus a spacious 24x48 heated and insulated detached garage-perfect for vehicles, equipment, or an expansiveworkshop. Newer roofs. Inside enjoy undated finishes, modern touches, and a bright, inviting layout designed for easy living. Outside, your minutes from Giants RidgeSki Resort, Legends and Quarry golf courses as well as the OHV Park and Mesabi Trail for incredible outdoor adventures! This home is ready to welcome you!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1912

LevelsTwo

Living area1,144 sqft

Above-grade finished1,144 sqft

Below-grade finished0 sqft

Lot size0.07 acres (115x30)

Days on market308

ListedNov 24, 2025

MLS #NST6821513

CountySt. Louis

Parcel #060002000250

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: None
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 3 spaces · 24x48 · 1,152 sqft
Parking features: Attached Garage, Detached Garage, Concrete, Garage Door Opener, Heated Garage
Other structures: Garage(s)
Lot size: 0.07 acres
Lot dimensions: 115x30

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Frame
Foundation: 572 sqft
Year built: 1912

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: Rock Ridge Public Schools

Financial & listing details

Annual tax: $1,337 (2025)
Tax with assessments: 1422
Listed: Nov 24, 2025
Days on market: 308 · 35 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementFull, Unfinished

HeatingForced Air

CoolingNone

LaundryElectric Dryer Hookup, In Garage, Washer Hookup

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AccessibilityNone

Exterior & lot

Foundation area572 sqft

Lot featuresCorner Lot, Tree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Garage Door Opener, Heated Garage

Garage spaces3

Garage size1,152 sqft

Financial details

Annual taxes$1,337

Tax year2025

Taxes w/ assessments1422

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number4674

District phone2187353500

High schoolRock Ridge Public Schools

SODL flat fee brokerage

$3,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,285/mo

Principal & interest$1,104

Property taxes$111

Home insurance (est.)$70

Down payment

$42,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.