Listed at
$619,900
$150/sqft

Oakwater Ridge

10880 165th Avenue, Elk River, MN, 55330
5  Bedrooms5  Bathrooms4,144  Square Feet0.21  Acres
Days on market58
Year built2026
Garage spaces3
HOA / month$250
TypeResidential
Est. $15,597buyer credit when you buy with SODL
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About this home

**Ask about our 4.99% interest rate buy-down with preferred lender.** Step into this stunning home and be welcomed by a large, inviting front porch that sets the tone for what’s inside. The open-concept main level features a bright and spacious living area with a cozy fireplace, perfect for relaxing or entertaining. The kitchen is a true standout with sleek stone countertops, a stylish tile backsplash, built-in appliances, a walk-in pantry, and all kitchen appliances included — ready for you to move right in! A spacious mudroom with a massive walk-in closet helps keep things tidy, while the main-level flex room offers endless possibilities — use it as an office, playroom, or formal dining room to suit your lifestyle. Upstairs, you’ll find four generously sized bedrooms, including a luxurious primary suite with a vaulted ceiling and private bath. Three of the bedrooms include walk-in closets, and a well-designed Jack and Jill bathroom connects two of the rooms for added convenience. The fourth upstairs bedroom has its own private ¾ bathroom — perfect for guests or teens needing their own space. The finished basement adds even more living space with a huge family room, an additional bedroom, and a full bathroom — ideal for game nights or movie marathons. Enjoy a peaceful backyard, complete with fresh sod and an in-ground sprinkler system.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsTwo
Living area4,144 sqft
Above-grade finished2,931 sqft
Below-grade finished1,213 sqft
Lot size0.21 acres (62x129x76x130)
Days on market58
ListedAug 1, 2026
New constructionYes
MLS #NST7120110
CountySherburne
SubdivisionOakwater Ridge
Parcel #75009590322

Facts & features

Interior

Bedrooms
5
Bathrooms
5
Bath breakdown
2 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven

Property

Levels / stories
Two
Garage
3 spaces · 26x29 · 750 sqft
Parking features
Attached Garage, Asphalt
Exterior features
Stone, Fiber Board, Vinyl
Lot size
0.21 acres
Lot dimensions
62x129x76x130

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,070 sqft
Roof
Age 8 Years or Less
Builder
CAPSTONE HOMES INC
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Oakwater Ridge
HOA
$250/annual
HOA name
Cities Management
HOA phone
6123818600
HOA includes
Maintenance Grounds, Sanitation
School district
728 - Elk River

Financial & listing details

Annual tax
$0 (2026)
Listed
Aug 1, 2026
Days on market
58
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths2
3/4 baths2
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryElectric Dryer Hookup, Laundry Room, Upper Level
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven
DiningLiving/Dining Room
AmenitiesKitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, In-Ground Sprinkler, Sun Room, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Fiber Board, Vinyl
RoofAge 8 Years or Less
FoundationOther
Foundation area1,070 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size750 sqft

Financial details

Annual taxes$0
Tax year2026
Taxes w/ assessments0
Assessment pendingNo
HOA fee$250
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$15,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $15,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,334/mo
Principal & interest$3,258
Property taxes (est.)$620
Home insurance (est.)$207
HOA fees$250
%
$123,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10880 165th Avenue, Elk River, MN, 55330

Listing information

MLS #NST7120110
StatusActive
Last updatedSep 20, 2026, 7:14 PM
Originally listedAug 1, 2026, 3:37 PM
Listing officeCapstone Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.