Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,126 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 5-car garage.

How long has this property been on the market?

This property has been listed for 54 days.

Listed at

$589,000

$189/sqft

Wickham-Borg Estates

10834 E Shore Drive, Merrifield, MN, 56465

4 Bedrooms3 Bathrooms3,112 Square Feet1.85 Acres

Days on market54

Year built2019

Garage spaces5

TypeResidential

Est. $14,670buyer credit when you buy with SODL

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About this home

Welcome to 10834 E Shore Drive in Merrifield, MN! Inside this beautiful home you’ll find an open floor plan, vaulted ceilings, one level living (including main floor laundry room), private master suite, and hardwood floors. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making it ideal for entertaining family and friends. The fully finished lower level features a massive entertaining room, bedroom, bathroom, and storage/utility room. Outside the nearly 2 acre lot is surrounded by mature trees adding to the privacy of this lot and offers a large and fenced yard, 20x32 insulated detached garage with a lean to, storage shed, screened front porch, back deck, firepit area, and additional patio shed. Located within the heart of the Brainerd Lakes Area and within walking distance of the Paul Bunyan Trail and minutes of the North Long Lake Public access, this property provides convenient access to championship golf, great dining opportunities, shopping, and year-round outdoor recreation while not sacrificing peace and privacy. Come take a look!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2019

LevelsOne

Living area3,112 sqft

Above-grade finished1,612 sqft

Below-grade finished1,500 sqft

Lot size1.85 acres (90x416x284x428)

Days on market54

ListedJul 28, 2026

MLS #NST7117727

CountyCrow Wing

SubdivisionWickham-Borg Estates

Parcel #99020542

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 5 spaces · 29x26 · 754 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch: Deck, Front Porch, Screened
Exterior features: Cement Board
Fencing: Partial, Wire, Wood

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,612 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 2019

Utilities

Water: Drilled, Well
Sewer: Other, Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas

Community & HOA

Subdivision: Wickham-Borg Estates
HOA: No HOA
School district: 181 - Brainerd
High school district: Brainerd

Financial & listing details

Annual tax: $3,126 (2026)
Listed: Jul 28, 2026
Days on market: 54 · 25 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, Panoramic View, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorCement Board

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area1,612 sqft

Patio/porchDeck, Front Porch, Screened

Road frontageCounty Road, Cul De Sac, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerOther, Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Garage Door Opener, Insulated Garage

Garage spaces5

Garage size754 sqft

Financial details

Annual taxes$3,126

Tax year2026

Taxes w/ assessments3126

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$14,670Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,670

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,552/mo

Principal & interest$3,095

Property taxes$261

Home insurance (est.)$196

Down payment

$117,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.