Does this property have an HOA?

Yes. The HOA fee is $43 per month.

What are the annual property taxes?

Annual property taxes are $6,234 (2026).

What school district is this property in?

This property is in the 834 - Stillwater school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 3 days.

Sold / Closed

$690,000

Sold price · Closed Jun 30, 2026

$202/sqft

Legacy/North Star 4th Add

10811 40th Street N, Lake Elmo, MN, 55042

4 Bedrooms3 Bathrooms3,415 Square Feet0.206 Acres

Days on market3

Year built2023

Garage spaces3

HOA / month$43

TypeResidential

Est. $17,700buyer credit when you buy with SODL

About this home

Beautifully designed newer construction home offering main level living, modern finishes, energy efficiency, and low-maintenance. The architecturally detailed exterior features durable James Hardie siding, stone accents, professional landscaping with irrigation, and a spacious 3-car garage. Since purchasing, the homeowners have thoughtfully enhanced the property by adding gutters, building a deck for outdoor entertaining, and finishing the lower level to expand the home’s livable square footage, including the addition of a 4th bedroom and flexible gathering space. Inside, enjoy 9’ main-level ceilings, designer lighting, quality millwork, and an open layout ideal for everyday living and entertaining. The kitchen showcases quartz countertops, stainless steel appliances, full-overlay cabinetry, and a large center island, while bathrooms feature quartz vanities and Kohler fixtures for a timeless feel. Built for comfort and efficiency with a high-efficiency dual-zone furnace, spray foam insulation, air exchanger, Energy Star certification, and independent HERS testing. Thoughtful construction details including foundation waterproofing, passive radon system, smart wiring, and builder warranties provide peace of mind. Located in a community with a shared in-ground, heated pool, clubhouse, basketball court, playground and bonfire pit, walking trails and scenic views, this home offers move-in ready convenience with modern performance and lasting quality.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2023

LevelsOne

Living area3,415 sqft

Above-grade finished2,119 sqft

Below-grade finished1,296 sqft

Lot size0.206 acres (128x71)

Days on market3

ListedMay 26, 2026

MLS #NST7080512

CountyWashington

SubdivisionLegacy/North Star 4th Add

Parcel #1102921440051

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 30.5x22 · 671 sqft
Parking features: Attached Garage
Patio & porch: Deck, Porch
Exterior features: Stone, Cement Board
Pool: Below Ground, Outdoor, Shared

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete
Foundation: Poured Concrete · 1,687 sqft
Roof: Age 8 Years or Less
Year built: 2023

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Legacy/North Star 4th Add
HOA: $43/month
HOA name: Omega Property Management, Inc
HOA phone: 7634499100
HOA includes: Professional Mgmt, Shared Amenities
HOA amenities: Other

Financial & listing details

Annual tax: $6,234 (2026)
Listed: May 26, 2026
Days on market: 3 · 82 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Bar, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, In-Ground Sprinkler, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board

RoofAge 8 Years or Less

FoundationPoured Concrete

Foundation area1,687 sqft

Patio/porchDeck, Porch

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size671 sqft

Financial details

Annual taxes$6,234

Tax year2026

Taxes w/ assessments6234

Assessment pendingNo

HOA fee$43

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District834 - Stillwater

District number834

District phone6513518301

High schoolStillwater

SODL flat fee brokerage

$17,700Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,700

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,419/mo

Principal & interest$3,626

Property taxes$520

Home insurance (est.)$230

HOA fees$43

Down payment

$138,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.