Listed at
$425,000
$236/sqft

Clearwater Estates 3

108 Goldfinch Lane, Clearwater, MN, 55320
3  Bedrooms2  Bathrooms1,801  Square Feet0.35  Acres
Days on market353
Year built2007
Garage spaces2
HOA / month$154
TypeResidential
Est. $9,750buyer credit when you buy with SODL
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About this home

Welcome home to peaceful single-level living along the scenic Mississippi River! This inviting 3-bedroom, 2-bath home offers 1,801 square feet of comfort and charm. The open layout features a cozy gas fireplace and beautiful built-ins that anchor the living room, while a wall of windows and sliding doors frame tranquil river views that change with the seasons. The spacious primary suite is a retreat of its own, complete with a dual-sink vanity and a generous walk-in closet. Step outside to your paver patio, where a soothing fountain sets the tone for quiet mornings or sunset gatherings with friends. Clearwater Estates is more than a neighborhood—it’s a community. Enjoy access to a clubhouse for cards, yoga or a dip in the pool! Meet neighbors or friends for a round of disc golf. Whether you’re relaxing indoors or taking in the natural beauty of the river behind your home, this is a place where life feels just right.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2007
LevelsOne
Living area1,801 sqft
Above-grade finished1,801 sqft
Below-grade finished0 sqft
Lot size0.35 acres (103x203x52x189)
Days on market353
ListedOct 8, 2025
MLS #NST6800507
CountyWright
SubdivisionClearwater Estates 3
Parcel #104022001020

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Radiant Floor
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 21x21 · 380 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Pool
None
Fencing
None
View
North, Panoramic, River

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Brick/Stone, Steel Siding
Foundation
1,801 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2007

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
Circuit Breakers

Community & HOA

Subdivision
Clearwater Estates 3
HOA
$154/month
HOA name
Clearwater Estates
HOA phone
320-267-3147
HOA includes
Other
HOA amenities
Other

Financial & listing details

Annual tax
$4,280 (2025)
Tax with assessments
4280.0000
Listed
Oct 8, 2025
Days on market
353 · 11 cumulative

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, Radiant Floor
CoolingCentral Air
Fireplaces1
AppliancesAir-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
AccessibilityDoor Lever Handles, No Stairs External, No Stairs Internal, Solar Tube(s)

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,801 sqft
Lot featuresMany Trees, Underground Utilities
Road frontagePaved Streets, Street Lights
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size380 sqft

Financial details

Annual taxes$4,280
Tax year2025
Taxes w/ assessments4280.0000
Assessment pendingNo
HOA fee$154
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number742
District phone320-253-9333
High schoolSt. Cloud
SODL flat fee brokerage
$9,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,886/mo
Principal & interest$2,234
Property taxes$357
Home insurance (est.)$142
HOA fees$154
%
$85,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

108 Goldfinch Lane, Clearwater, MN, 55320

Listing information

MLS #NST6800507
StatusActive
Last updatedOct 21, 2025, 8:20 PM
Originally listedOct 10, 2025, 5:00 AM
Listing officeExit Realty Nexus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.