Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,282 (2026).

What school district is this property in?

This property is in the 2174 - Pine River-Backus school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 18 days.

Sold / Closed

$495,000

Sold price · Closed Aug 7, 2026

$414/sqft

1076 Rainy Lake Road

1076 Rainy Lake Road, Backus, MN, 56435

2 Bedrooms2 Bathrooms1,208 Square Feet6.2 Acres

Days on market18

Year built1940

Garage spaces2

TypeResidential

Est. $11,997buyer credit when you buy with SODL

About this home

Escape to the peaceful beauty of Rainy Lake with this private retreat nestled on 6.2 wooded acres and boasting an impressive 418 feet of shoreline frontage on this pristine 129-acre lake. Surrounded by towering trees and park-like grounds, this property offers the perfect blend of privacy, nature, and lakefront living. The charming 2-bedroom, 2-bath home is designed to capture breathtaking lake views from multiple rooms. Gather around the cozy wood-burning fireplace, enjoy meals in the spacious country kitchen and dining area, or relax in the main-level den while taking in the serene surroundings. Convenient main-floor laundry and a partial basement provide additional storage space. Guests will appreciate the separate quaint guest cabin, complete with a 3/4 bath and picturesque views of the lake, making it ideal for visitors, extended family, or a private getaway space. The detached garage features a heated workshop with in-floor heat and a utility sink, perfect for hobbies, projects, or storing lake toys year-round. A garden shed provides additional storage for tools and equipment. Whether you're looking for a year-round residence, family retreat, or Northwoods getaway, this exceptional Rainy Lake property offers unmatched privacy, stunning views, abundant wildlife, and the tranquility of true lake country living. Come experience the beauty and peaceful lifestyle that awaits on the shores of Rainy

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1940

LevelsOne

Living area1,208 sqft

Above-grade finished1,208 sqft

Below-grade finished0 sqft

Lot size6.2 acres (418x706x411x656)

Days on market18

ListedJun 3, 2026

MLS #NST7076746

CountyCass

Parcel #340221401

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s), In-Floor Heating
Cooling: Central Air
Appliances: Dishwasher, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 1,456 sqft
Parking features: Detached Garage, Gravel, Electric, Finished Garage, Garage Door Opener, Heated Garage, Storage
Patio & porch: Deck
Exterior features: Cement Board
Other structures: Guest House, Workshop, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Stone · 1,208 sqft
Roof: Age Over 8 Years
Year built: 1940

Utilities

Water: 4-Inch Submersible, Drilled, Sand Point, Well
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 2174 - Pine River-Backus
High school district: Pine River-Backus

Financial & listing details

Annual tax: $2,282 (2026)
Tax with assessments: 2368
Listed: Jun 3, 2026
Days on market: 18
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Partial, Storage Space, Unfinished

HeatingForced Air, Fireplace(s), In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup

AppliancesDishwasher, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Panoramic View, Tile Floors, Washer/Dryer Hookup

AccessibilityNo Stairs External

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorCement Board

RoofAge Over 8 Years

FoundationBlock, Stone

Foundation area1,208 sqft

Patio/porchDeck

Lot featuresTree Coverage - Heavy

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Sand Point, Well

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Electric, Finished Garage, Garage Door Opener, Heated Garage, Storage

Garage spaces2

Garage size1,456 sqft

Financial details

Annual taxes$2,282

Tax year2026

Taxes w/ assessments2368

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2174 - Pine River-Backus

District number2174

District phone2185874720

High schoolPine River-Backus

SODL flat fee brokerage

$11,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,984/mo

Principal & interest$2,627

Property taxes$190

Home insurance (est.)$167

Down payment

$99,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.