Does this property have an HOA?

Yes. The HOA fee is $43 per month.

What are the annual property taxes?

Annual property taxes are $5,929 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 69 days.

Pending

$575,000

$240/sqft

Legacy/North Star

10732 39th Street N, Lake Elmo, MN, 55042

5 Bedrooms3 Bathrooms2,391 Square Feet0.22 Acres

Days on market69

Year built2020

Garage spaces3

HOA / month$43

TypeResidential

Est. $14,250buyer credit when you buy with SODL

About this home

Welcome to 10732 39th Street N—an exceptional home built by Creative Homes in 2019, nestled in the sought-after Legacy at North Star community in Lake Elmo. This thoughtfully designed Aspen floor plan offers the perfect blend of functionality, flexibility, and high-end finishes throughout. The main level features a rare in-law suite with a private three-quarter bath, ideal for guests or multigenerational living. The open-concept layout flows seamlessly from the spacious great room with a cozy fireplace to the modern kitchen, complete with granite countertops, stainless steel appliances, a generous walk-in pantry, and an oversized mudroom with custom storage. Upstairs, you’ll find four spacious bedrooms, including a serene primary suite, along with a loft area perfect for a playroom, home office, or additional lounge space. The second-floor laundry room adds convenience to everyday living. The unfinished lower level with daylight windows provides endless potential for future expansion—whether you’re dreaming of a home gym, media room, or extra bedroom. A three-car garage, professional landscaping, and energy-efficient construction complete the package. Located in the award-winning Stillwater School District, Legacy at North Star offers incredible community amenities including a private clubhouse, outdoor pool, basketball court, fire pit, playground, and miles of scenic walking and biking trails. Just minutes from Lake Elmo Park Reserve, downtown Stillwater, and quick access to I-94—this is where comfort, community, and location all come together. Don't miss your chance to be part of Lake Elmo's most exciting new neighborhood. Schedule your private tour today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2020

LevelsTwo

Living area2,391 sqft

Above-grade finished2,391 sqft

Below-grade finished0 sqft

Lot size0.22 acres (6 x 132 x 83 x 135)

Days on market69

ListedDec 18, 2025

MLS #NST7001140

CountyWashington

SubdivisionLegacy/North Star

Parcel #1102921430022

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories: Two
Garage: 3 spaces · 760 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Lot size: 0.22 acres
Lot dimensions: 6 x 132 x 83 x 135
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,271 sqft
Roof: Asphalt
Year built: 2020

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Legacy/North Star
HOA: $43/month
HOA name: Gonyea Company
HOA phone: 7635463232
HOA includes: Other, Professional Mgmt, Recreation Facility, Shared Amenities
School district: Stillwater

Financial & listing details

Annual tax: $5,929 (2025)
Tax with assessments: 6782
Listed: Dec 18, 2025
Days on market: 69 · 174 cumulative
Foreclosure status: Not Disclosed
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Concrete, Sump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Microwave, Range, Refrigerator

DiningEat In Kitchen, Kitchen/Dining Room

AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, In-Ground Sprinkler, Washer/Dryer Hookup

AccessibilityNone

Special features2nd Floor Laundry, 4 BR on One Level, Main Floor Bedroom

Exterior & lot

RoofAsphalt

Foundation area1,271 sqft

Road frontageCity Street, Paved Streets, Sidewalks

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size760 sqft

Financial details

Annual taxes$5,929

Tax year2025

Taxes w/ assessments6782

Assessment pendingNo

HOA fee$43

Down payment resourceYes

Lender ownedNot Disclosed

Short saleNot Disclosed

ForeclosureNot Disclosed

Schools

District number2291

District phone6513518301

High schoolStillwater

SODL flat fee brokerage

$14,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,751/mo

Principal & interest$3,022

Property taxes$494

Home insurance (est.)$192

HOA fees$43

Down payment

$115,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.