Listed at
$615,000
$257/sqft

Legacy/North Star

10732 39th Street, Lake Elmo, MN, 55042
5  Bedrooms3  Bathrooms2,391  Square Feet0.22  Acres
Days on market390
Year built2020
Garage spaces3
HOA / month$43
TypeResidential
Est. $15,450buyer credit when you buy with SODL
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About this home

Welcome to 10732 39th Street N—an exceptional home built by Creative Homes in 2019, nestled in the sought-after Legacy at North Star community in Lake Elmo. This thoughtfully designed Aspen floor plan offers the perfect blend of functionality, flexibility, and high-end finishes throughout. The main level features a rare in-law suite with a private three-quarter bath, ideal for guests or multigenerational living. The open-concept layout flows seamlessly from the spacious great room with a cozy fireplace to the modern kitchen, complete with granite countertops, stainless steel appliances, a generous walk-in pantry, and an oversized mudroom with custom storage. Upstairs, you’ll find four spacious bedrooms, including a serene primary suite, along with a loft area perfect for a playroom, home office, or additional lounge space. The second-floor laundry room adds convenience to everyday living. The unfinished lower level with daylight windows provides endless potential for future expansion—whether you’re dreaming of a home gym, media room, or extra bedroom. A three-car garage, professional landscaping, and energy-efficient construction complete the package. Located in the award-winning Stillwater School District, Legacy at North Star offers incredible community amenities including a private clubhouse, outdoor pool, basketball court, fire pit, playground, and miles of scenic walking and biking trails. Just minutes from Lake Elmo Park Reserve, downtown Stillwater, and quick access to I-94—this is where comfort, community, and location all come together. Don't miss your chance to be part of Lake Elmo's most exciting new neighborhood. Schedule your private tour today!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2020
LevelsTwo
Living area2,391 sqft
Above-grade finished2,391 sqft
Below-grade finished0 sqft
Lot size0.22 acres (6 x 132 x 83 x 135)
Days on market390
ListedAug 23, 2025
MLS #NST6760525
CountyWashington
SubdivisionLegacy/North Star
Parcel #1102921430022

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories
Two
Garage
3 spaces · 760 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Lot size
0.22 acres
Lot dimensions
6 x 132 x 83 x 135
Accessibility
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Brick/Stone, Fiber Cement
Foundation
1,271 sqft
Roof
Asphalt
Year built
2020

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
200+ Amp Service

Community & HOA

Subdivision
Legacy/North Star
HOA
$43/month
HOA name
Gonyea Company
HOA phone
763-546-3232
HOA includes
Other, Professional Mgmt, Recreation Facility, Shared Amenities
School district
Stillwater

Financial & listing details

Annual tax
$5,929 (2025)
Tax with assessments
6782.0000
Listed
Aug 23, 2025
Days on market
390 · 56 cumulative
Foreclosure status
Not disclosed

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Concrete, Sump Pump, Unfinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Microwave, Range, Refrigerator
AccessibilityNone

Exterior & lot

RoofAsphalt
Foundation area1,271 sqft
Road frontageCity Street, Paved Streets, Sidewalks
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size760 sqft

Financial details

Annual taxes$5,929
Tax year2025
Taxes w/ assessments6782.0000
Assessment pendingNo
HOA fee$43
Down payment resourceY
Lender ownedNot disclosed
Short saleNot disclosed
ForeclosureNot disclosed

Schools

District number834
District phone651-351-8301
High schoolStillwater
SODL flat fee brokerage
$15,450Estimated buyer credit
SODL platform fee $3,000Your buyer credit $15,450

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,974/mo
Principal & interest$3,232
Property taxes$494
Home insurance (est.)$205
HOA fees$43
%
$123,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10732 39th Street, Lake Elmo, MN, 55042

Listing information

MLS #NST6760525
StatusActive
Last updatedOct 31, 2025, 12:53 AM
Originally listedSep 3, 2025, 5:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.