Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,066 (2025).

What school district is this property in?

This property is in the 2358 - Tri-County school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 177 days.

Listed at

$206,000

$104/sqft

107 Harding Street

107 Harding Street, Karlstad, MN, 56732

3 Bedrooms2 Bathrooms1,975 Square Feet0.43 Acres

Days on market177

Year built1979

Garage spaces3

TypeResidential

Est. $3,180buyer credit when you buy with SODL

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About this home

"Welcome to this thoughtfully designed split-level home, where distinct living areas create the perfect balance of family time and privacy. A few minor updates have been done to the home and it is ready for it's new family to enjoy. Call your agent today for a showing.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1979

LevelsSplit Entry (Bi-Level)

Living area1,975 sqft

Above-grade finished1,111 sqft

Below-grade finished864 sqft

Lot size0.43 acres (187 x 100)

Days on market177

ListedFeb 7, 2026

MLS #NST7018323

CountyKittson

Parcel #350096200

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Heat Pump
Cooling: Central Air
Laundry: Lower Level, Laundry Room

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 602 sqft
Parking features: Attached Garage, Detached Garage
Patio & porch: Deck
Exterior features: Vinyl
Other structures: Garage(s), Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Other · 864 sqft
Roof: Asphalt
Year built: 1979

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Propane

Community & HOA

HOA: No HOA
School district: 2358 - Tri-County
High school district: Tri-County

Financial & listing details

Annual tax: $2,066 (2025)
Listed: Feb 7, 2026
Days on market: 177 · 122 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air, Heat Pump

CoolingCentral Air

LaundryLower Level, Laundry Room

AccessibilityOther

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationOther

Foundation area864 sqft

Patio/porchDeck

Lot featuresIrregular Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces3

Garage size602 sqft

Financial details

Annual taxes$2,066

Tax year2025

Taxes w/ assessments2066

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2358 - Tri-County

District number2358

District phone2184362261

High schoolTri-County

SODL flat fee brokerage

$3,180Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,180

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,323/mo

Principal & interest$1,083

Property taxes$172

Home insurance (est.)$69

Down payment

$41,200

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.