Listed at
$575,000
$283/sqft

10696 W Otter Lane

10696 W Otter Lane, Hayward, WI, 54843
3  Bedrooms2  Bathrooms2,035  Square Feet5.13  Acres
Days on market42
Year built1999
Garage spaces4
TypeResidential
Est. $14,250buyer credit when you buy with SODL
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About this home

Tucked away on over 5 breathtaking acres with an incredible 450 feet of frontage on the Chief River, which winds through quiet wetlands and pristine wilderness before flowing into the legendary Chippewa Flowage, one of Wisconsin’s most sought-after destinations for boating, fishing, kayaking, and outdoor adventure. This stunning 3-bedroom, 2-bathroom home offers the perfect blend of privacy, comfort, and Northwoods charm. Located on a quiet private road with only three properties, this is truly a slice of Heaven for those seeking peace, wildlife, and year-round beauty. Inside, you’ll fall in love with the warm and inviting feel created by stunning maple flooring, soaring ceilings, custom-built cabinetry, and an abundance of natural light. The spacious main-floor primary bedroom features large closets and easy access to the home’s cozy living spaces. A newer gas fireplace on the main level and a wood-burning fireplace in the walkout lower level create the perfect atmosphere for relaxing after a day outdoors. The beautiful loft bedroom adds character and charm, while the lower-level sauna provides the ultimate retreat. Step outside to enjoy the brand-new patio, ample room for gardens, and partially fenced yard ideal for pets. The massive detached 4-stall garage/outbuilding is a dream setup with newer concrete floors, electric, and enough space to accommodate RVs, boats, vehicles, and all your recreational toys. Additional updates include a brand-new furnace in 2026 and new LeafGuard gutters on both the front and back of the home.This extraordinary riverfront property offers unmatched serenity and functionality. Schedule a showing today as this is a rare opportunity that won’t last long!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1999
LevelsOne and One Half
Living area2,035 sqft
Above-grade finished1,374 sqft
Below-grade finished661 sqft
Lot size5.13 acres (434 X274 X 203 X 645 X 358 x 133)
Days on market42
ListedMay 28, 2026
MLS #NST7081867
CountySawyer
Parcel #024741341412

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
4 spaces
Parking features
Detached Garage, Gravel
Patio & porch
Deck, Porch
Exterior features
Wood
Fencing
Partial

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,065 sqft
Roof
Asphalt
Year built
1999

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
2478 - Hayward Community
High school district
Hayward Community

Financial & listing details

Annual tax
$3,252 (2025)
Listed
May 28, 2026
Days on market
42 · 5 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryLower Level
AppliancesDishwasher, Dryer, Electric Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesDeck, Natural Woodwork, Patio, Porch
AccessibilityNone
Special featuresMain Floor Primary

Exterior & lot

ExteriorWood
RoofAsphalt
FoundationBlock
Foundation area1,065 sqft
Patio/porchDeck, Porch
Lot featuresTree Coverage - Medium
Road frontagePrivate Road
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelPropane

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces4
Garage size0 sqft

Financial details

Annual taxes$3,252
Tax year2025
Taxes w/ assessments3252
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2478 - Hayward Community
District number2478
District phone7156342619
High schoolHayward Community
SODL flat fee brokerage
$14,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,485/mo
Principal & interest$3,022
Property taxes$271
Home insurance (est.)$192
%
$115,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10696 W Otter Lane, Hayward, WI, 54843

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Listing information

MLS #NST7081867
StatusClosed
Last updatedJul 12, 2026, 2:20 AM
Originally listedMay 28, 2026, 2:09 AM
Listing officeProperty Executives Realty
Co-listing officeProperty Executives Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.