Listed at
$899,000
$202/sqft

Legacy/North Star 2nd Add

10668 39th Street, Lake Elmo, MN, 55042
6  Bedrooms5  Bathrooms4,452  Square Feet0.276  Acres
Days on market75
Year built2019
Garage spaces3
HOA / month$43
TypeResidential
Est. $23,970buyer credit when you buy with SODL
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About this home

Luxury Living Without the Wait and a Rate You Won't Find Today! For qualified buyers, there's a rare opportunity to assume the seller's existing 2.25% VA mortgage rate, subject to lender and VA approval. Step inside and the two-story living room stops you in your tracks. A dramatic wall of windows floods the space with natural light, anchored by a floor-to-ceiling stone-wrapped fireplace and an open upper-level balcony that ties the whole home together. This is one of Lake Elmo's most thoughtfully designed homes, where soaring ceilings, timeless finishes, and everyday functionality come together in a home built for the way you want to live. Offering over 4,450 finished square feet, six bedrooms, five bathrooms, a heated garage, and a beautifully finished walkout lower level, this 2019-built home delivers space and flexibility that's increasingly difficult to find. The kitchen is as functional as it is impressive with custom cabinetry, a sleek backsplash, stainless steel appliances, an expansive center island, pull-out lower cabinet shelving, and a custom walk-in pantry flowing effortlessly into the dining area with direct access to a maintenance-free walkout deck for indoor-outdoor entertaining. Well-appointed bedrooms offer private ensuite baths and custom closet systems throughout, including an owner's suite with a tray ceiling, modern accent wall, abundant natural light, and a spa-inspired bath with double vanities, a soaking tub, and a walk-in shower. A dedicated office with custom built-in cabinetry, plus an additional study or hobby room with four custom workstations, offers exceptional flexibility for working, studying, or creative pursuits. The lower level is built for entertaining: a stylish wet bar with its own reverse osmosis system, an expansive gathering area, walkout access to the patio, and a dedicated home gym with mirrored walls and padded flooring. Outside, a beautifully landscaped yard, spacious patio, and dedicated firepit area set the stage for relaxing evenings or hosting guests. Unlike new construction, everything here is already done: landscaping, window treatments (black-out in bedrooms), a finished lower level, and premium upgrades including a brand-new 2025 high-efficiency modulating furnace and inverter A/C, tankless water heater, whole-home Kinetico water treatment and reverse osmosis, spray foam insulation, whole-home humidifier and dehumidifier, fresh air ventilation, home audio prewiring, and a fully spray foam insulated heated garage with custom storage and quiet-operating doors. Located within the highly regarded Stillwater School District, this home is minutes from Sunfish Lake Park and Lake Elmo Park Reserve, with neighborhood amenities including a park, pool, pool house, sports courts, and pond plus easy access to shopping, dining, and commuter routes. This is more than a beautiful home, it's a place designed to grow with your family for years to come. Schedule a private showing today.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2019
LevelsTwo
Living area4,452 sqft
Above-grade finished3,214 sqft
Below-grade finished1,238 sqft
Lot size0.276 acres (irregular)
Days on market75
ListedJul 2, 2026
MLS #NST7041540
CountyWashington
SubdivisionLegacy/North Star 2nd Add
Parcel #1102921430027

Facts & features

Interior

Bedrooms
6
Bathrooms
5
Bath breakdown
3 full / 2 3/4
Heating
Forced Air, Fireplace(s), Heat Pump, Humidifier
Cooling
Heat Pump
Appliances
Central Vacuum, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 775 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Cement Board
Pool
Shared

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
Other · 1,238 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2019

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Legacy/North Star 2nd Add
HOA
$43/month
HOA name
Omega Property Management
HOA phone
7634499100
HOA includes
Other
School district
834 - Stillwater

Financial & listing details

Annual tax
$9,063 (2025)
Tax with assessments
9066
Listed
Jul 2, 2026
Days on market
75
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths3
3/4 baths2
Half baths0
1/4 baths0
BasementDrain Tiled, Finished, Full, Concrete, Sump Basket, Sump Pump, Walkout
HeatingForced Air, Fireplace(s), Heat Pump, Humidifier
CoolingHeat Pump
Fireplaces1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Sink, Upper Level, Washer Hookup
AppliancesCentral Vacuum, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningKitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Exercise Room, French Doors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Security System, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet
AccessibilitySoaking Tub
Special features2nd Floor Laundry, 4 BR on One Level, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorCement Board
RoofAge 8 Years or Less, Asphalt
FoundationOther
Foundation area1,238 sqft
Patio/porchDeck
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size775 sqft

Financial details

Annual taxes$9,063
Tax year2025
Taxes w/ assessments9066
Assessment pendingUnknown
HOA fee$43
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$23,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,823/mo
Principal & interest$4,725
Property taxes$755
Home insurance (est.)$300
HOA fees$43
%
$179,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10668 39th Street, Lake Elmo, MN, 55042

Listing information

MLS #NST7041540
StatusActive
Last updatedAug 13, 2026, 2:55 PM
Originally listedJul 15, 2026, 12:00 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.