Pending
$272,000
$86/sqft

10657 Black Bear Road

10657 Black Bear Road, Brainerd, MN, 56401
6  Bedrooms4  Bathrooms3,145  Square Feet19.22  Acres
Days on market205
Year built1998
ParkingGravel
TypeResidential
Est. $5,160buyer credit when you buy with SODL

About this home

Discover the perfect blend of space, privacy, and income potential with this expansive 6-bedroom, 4-bathroom manufactured home on a full, finished basement in Brainerd, MN. Spanning 3,145 sq. ft., this property is an ideal setup for multi-generational living, a duplex-style rental, or an investment opportunity, featuring two kitchens, two living rooms, and a separate lower-level entrance for added privacy. Sitting on 20 acres of prime hunting land, this property is a paradise for outdoor enthusiasts and hunters, complete with multiple deer stands and an abundance of wildlife. The land also presents endless opportunities for a hobby farm, with a chicken coop already in place. Located at the end of a quiet dead-end road, this home offers seclusion and tranquility while still being just 13 miles from Brainerd and minutes from Garrison and Deerwood. If you’re looking for a spacious home with rental potential, hunting land, and room to create a self-sufficient lifestyle, in beautiful Crow Wing County, this is a rare find.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1998
LevelsOne
Living area3,145 sqft
Above-grade finished1,729 sqft
Below-grade finished1,416 sqft
Lot size19.22 acres (1270x659)
Days on market205
ListedJan 18, 2025
MLS #NST6650678
CountyCrow Wing
Parcel #67070519

Facts & features

Interior

Bedrooms
6
Bathrooms
4
Bath breakdown
4 full
Heating
Baseboard, Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Parking features
Gravel
Pool
None
Fencing
None
Lot size
19.22 acres
Lot dimensions
1270x659

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Concrete
Foundation
1,456 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
1998

Utilities

Water
Drilled, Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Electric, Propane
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
Brainerd

Financial & listing details

Annual tax
$1,046 (2024)
Listed
Jan 18, 2025
Days on market
205 · 345 cumulative
Short sale potential
Yes
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths4
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Owner Access
HeatingBaseboard, Forced Air
CoolingCentral Air
LaundryLaundry Room, Main Level
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesVaulted Ceiling(s)
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge Over 8 Years, Asphalt, Pitched
Foundation area1,456 sqft
Lot featuresTree Coverage - Heavy
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerPrivate Sewer, Tank with Drainage Field
FuelElectric, Propane

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$1,046
Tax year2024
Taxes w/ assessments1046
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleYes
ForeclosureNo

Schools

District number896
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$5,160Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,160

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,607/mo
Principal & interest$1,429
Property taxes$87
Home insurance (est.)$91
%
$54,400
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10657 Black Bear Road, Brainerd, MN, 56401

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Listing information

MLS #NST6650678
StatusPending
Last updatedFeb 2, 2026, 3:33 PM
Originally listedJan 18, 2025, 9:43 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.