Listed at
$495,990
$262/sqft

Mississippi Landing

10647 Mississippi Dunes Trail, Cottage Grove, MN, 55016
3  Bedrooms2  Bathrooms1,892  Square Feet0.16  Acres
Days on market59
Year built2026
Garage spaces2.5
HOA / month$220
TypeResidential
Est. $11,880buyer credit when you buy with SODL
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About this home

Welcome to the Willow II plan by M/I Homes! This home features wide hallways and an amazing garage with an extra deep tandem stall - perfect for storage, a workshop, or a boat or other toys! The floorplan maximizes space and is highly functional for everyday living, with an inviting atmosphere throughout. The open-concept design seamlessly connects the main living areas, creating a natural flow for both relaxation and hosting guests. You'll love the kitchen with its large island and corner pantry. Includes a covered concrete patio with pond views! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River. The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 5.875%/6.208% APR or FHA 5.25%/5.891% APR if closing by October 29th with sellers preferred lender. Call for further details.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsOne
Living area1,892 sqft
Above-grade finished1,892 sqft
Below-grade finished0 sqft
Lot size0.16 acres (52 x 133 x 52 x 135)
Days on market59
ListedJul 31, 2026
New constructionYes
MLS #NST7119892
CountyWashington
SubdivisionMississippi Landing
Parcel #3002721420023

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2.5 spaces · 572 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Tandem Garage
Patio & porch
Covered, Front Porch, Patio
Exterior features
Stone, Vinyl
Fencing
Partial, Privacy, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Slab · 1,892 sqft
Roof
Age 8 Years or Less, Asphalt
Builder
HANS HAGEN HOMES AND M/I HOMES
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Mississippi Landing
HOA
$220/month
HOA name
First Service Residential
HOA phone
9522772700
HOA includes
Lawn Care, Professional Mgmt, Sanitation, Shared Amenities, Snow Removal
School district
833 - South Washington County

Financial & listing details

Annual tax
$502 (2026)
Tax with assessments
0
Listed
Jul 31, 2026
Days on market
59
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Informal Dining Room
AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Washer/Dryer Hookup
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationSlab
Foundation area1,892 sqft
Patio/porchCovered, Front Porch, Patio
Lot featuresSod Included in Price, Tree Coverage - Light
Road frontageCity Street, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Tandem Garage
Garage spaces2.5
Garage size572 sqft

Financial details

Annual taxes$502
Tax year2026
Taxes w/ assessments0
Assessment pendingNo
HOA fee$220
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$11,880Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,880

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,034/mo
Principal & interest$2,607
Property taxes$42
Home insurance (est.)$165
HOA fees$220
%
$99,198
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10647 Mississippi Dunes Trail, Cottage Grove, MN, 55016

Listing information

MLS #NST7119892
StatusActive
Last updatedSep 17, 2026, 10:44 PM
Originally listedJul 31, 2026, 5:55 PM
Listing officeM/I Homes
Co-listing officeM/I Homes

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.