Listed at
$399,900
$169/sqft

10640 Saint Mathias Road

10640 Saint Mathias Road, Brainerd, MN, 56401
3  Bedrooms3  Bathrooms2,368  Square Feet6  Acres
Days on market87
Year built1988
Garage spaces6
TypeResidential
Est. $8,997buyer credit when you buy with SODL
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About this home

This very well maintained three bed/ three bath home right on St Mathias Rd is a must see! The property features updated flooring, many new windows, gutter guards, an open floor plan, primary suite, full basement complete with a wet bar, an extra room that just needs egress, and so much more! Outside, you will enjoy the large back deck, the attached 2 car garage, tons of mature trees, and privacy yet close to town! Additionally, the oversized heated/insulated detached garage is perfect for your projects and/or extra storage. The property truly has it all and is ready for the next owner to enjoy. Schedule Your Showing Today!

View this property at

Date
Sep 26, 2026
Time
3pm – 5pm
Address
10640 Saint Mathias Road, Brainerd, MN, 56401

Listed By: eXp Realty • NST7069115 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1988
LevelsOne
Living area2,368 sqft
Above-grade finished1,184 sqft
Below-grade finished1,184 sqft
Lot size6 acres (205x234x651x399x527)
Days on market87
ListedJun 30, 2026
MLS #NST7069115
CountyCrow Wing
Parcel #56110591

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
3 3/4
Heating
Dual Fuel/Off Peak, Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
6 spaces · 24x26 40x30 · 1,200 sqft
Parking features
Attached Garage, Asphalt, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Deck
Exterior features
Stone, Cedar, Wood
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,184 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1988

Utilities

Water
4-Inch Submersible, Drilled, Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Electric, Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$2,504 (2025)
Listed
Jun 30, 2026
Days on market
87
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths0
3/4 baths3
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Finished, Full, Sump Pump
HeatingDual Fuel/Off Peak, Forced Air
CoolingCentral Air
LaundryIn Basement, Electric Dryer Hookup, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer
DiningBreakfast Bar, Kitchen/Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Satellite Dish, Security System, Tile Floors, Washer/Dryer Hookup, Wet Bar
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorStone, Cedar, Wood
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area1,184 sqft
Patio/porchDeck
Lot featuresIrregular Lot, Tree Coverage - Medium
Road frontageCounty Road
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Well
SewerPrivate Sewer, Tank with Drainage Field
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Asphalt, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces6
Garage size1,200 sqft

Financial details

Annual taxes$2,504
Tax year2025
Taxes w/ assessments2504
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$8,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,444/mo
Principal & interest$2,102
Property taxes$209
Home insurance (est.)$133
%
$79,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10640 Saint Mathias Road, Brainerd, MN, 56401

Listing information

MLS #NST7069115
StatusActive
Last updatedSep 21, 2026, 9:26 PM
Originally listedJul 3, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.