Listed at
$499,990
$265/sqft

Mississippi Landing

10639 Mississippi Dunes Trail, Cottage Grove, MN, 55016
3  Bedrooms2  Bathrooms1,886  Square Feet0.18  Acres
Days on market57
Year built2026
Garage spaces2
HOA / month$220
TypeResidential
Est. $12,000buyer credit when you buy with SODL
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About this home

Welcome to the Cedarwood II floorplan by M/I Homes! This desirable patio villa offers main level living with a spacious owner's suite, plus an additional bedroom and bath, den, a sun drenched morning room, and laundry with utility sink. The open-concept design seamlessly connects the main living areas, creating a natural flow for both relaxation and hosting guests. The home features a gorgeous kitchen with a large, angled center island, quartz countertops and walk-in pantry. The owner's suite has a private bath with dual sinks, gorgeous tiled shower with glass doors, linen closet and HUGE walk-in closet! The home also has dedicated attic storage space over the garage with steps leading up! Lawn care, snow removal, landscaping, and trash/recycling are all taken care of by the association for a 'lock and leave' lifestyle. Spend more time living and less time maintaining! This home is set on a desirable lot that backs to a pond. Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 4.875%/5.243% APR if closing by October 29th with seller's preferred lender. Call for further details.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsOne
Living area1,886 sqft
Above-grade finished1,886 sqft
Below-grade finished0 sqft
Lot size0.18 acres (33 x 130 x 71 x 133)
Days on market57
ListedAug 2, 2026
New constructionYes
MLS #NST7120222
CountyWashington
SubdivisionMississippi Landing
Parcel #3002721420022

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 19'8" x 21' · 472 sqft
Parking features
Attached Garage
Patio & porch
Patio
Exterior features
Stone, Cement Board, Vinyl
Fencing
Partial, Privacy, Wood

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,899 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Builder
HANS HAGEN HOMES AND M/I HOMES

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Mississippi Landing
HOA
$220/month
HOA name
First Service Residential
HOA phone
7622336527
HOA includes
Lawn Care, Other, Professional Mgmt, Sanitation, Snow Removal
School district
833 - South Washington County

Financial & listing details

Annual tax
$502 (2026)
Tax with assessments
0
Listed
Aug 2, 2026
Days on market
57
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Sink
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board, Vinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationSlab
Foundation area1,899 sqft
Patio/porchPatio
Lot featuresSod Included in Price, Underground Utilities
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size472 sqft

Financial details

Annual taxes$502
Tax year2026
Taxes w/ assessments0
Assessment pendingNo
HOA fee$220
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$12,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,056/mo
Principal & interest$2,628
Property taxes$42
Home insurance (est.)$167
HOA fees$220
%
$99,998
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10639 Mississippi Dunes Trail, Cottage Grove, MN, 55016

Listing information

MLS #NST7120222
StatusActive
Last updatedSep 24, 2026, 9:47 PM
Originally listedAug 2, 2026, 6:10 PM
Listing officeM/I Homes
Co-listing officeM/I Homes

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.