Listed at
$549,900
$312/sqft

Bucks 2nd Add

10574 Arnold Circle, Monticello, MN, 55362
3  Bedrooms3  Bathrooms1,762  Square Feet0.698  Acres
Days on market47
Year built1940
Garage spaces1
TypeResidential
Est. $13,497buyer credit when you buy with SODL
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About this home

Enjoy Lake Living at Ida Lake! Ida Lake is a beautiful lake known for excellent fishing and a variety of recreational opportunities. This home is conveniently located approximately 30 minutes west of the Twin Cities metro area. Whether you’re looking for a place to relax, fish, boat, or enjoy time with family and friends, this is a great opportunity to own lake property. This charming 3 bedroom, 3 bath home is situated on a beautiful double corner lot with a lovely landscaped yard. The spacious owner’s suite offers a private full bath, walk-in closet, and beautiful lake views. Step outside and enjoy the large backyard deck that is perfect for relaxing, entertaining, and taking in the lakefront setting. The property offers plenty of additional storage with three sheds, providing ample space for lake toys, tools, and outdoor equipment. Numerous updates have been completed. The updates include a new furnace in 2019, a new well in 2021, new drain tile in 2012, a new water softener in 2021, and a pressure tank was installed in 2021. With its generous lot, lake views and outdoor entertaining space, this property offers an opportunity to enjoy lake living.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1940
LevelsFour or More Level Split
Living area1,762 sqft
Above-grade finished1,762 sqft
Below-grade finished0 sqft
Lot size0.698 acres (133x143x158x158x110)
Days on market47
ListedAug 12, 2026
MLS #NST7126161
CountyWright
SubdivisionBucks 2nd Add
Parcel #216113000120

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
None
Appliances
Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Water Softener Owned

Property

Levels / stories
Four or More Level Split
Garage
1 space · 128 sqft
Parking features
Tuckunder Garage
Patio & porch
Deck, Patio
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 176 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1940

Utilities

Water
Well
Sewer
Mound Septic
Fuel
Propane

Community & HOA

Subdivision
Bucks 2nd Add
HOA
No HOA
School district
882 - Monticello
High school district
Monticello

Financial & listing details

Annual tax
$3,692 (2026)
Listed
Aug 12, 2026
Days on market
47
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Drain Tiled, Partial
HeatingForced Air, Fireplace(s)
CoolingNone
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesDishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Water Softener Owned
AmenitiesDeck, Dock, Hardwood Floors, Kitchen Window, Natural Woodwork, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area176 sqft
Patio/porchDeck, Patio
Lot featuresAccessible Shoreline, Corner Lot, Irregular Lot, Tree Coverage - Medium
Road frontageNo Outlet/Dead End, Private Road
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerMound Septic
FuelPropane

Parking & garage

ParkingTuckunder Garage
Garage spaces1
Garage size128 sqft

Financial details

Annual taxes$3,692
Tax year2026
Taxes w/ assessments3692
Assessment pendingNo
Down payment resourceYes
Lender ownedNot Disclosed
Short saleNo
ForeclosureNo

Schools

District882 - Monticello
District number882
District phone7632722000
High schoolMonticello
SODL flat fee brokerage
$13,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,381/mo
Principal & interest$2,890
Property taxes$308
Home insurance (est.)$183
%
$109,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10574 Arnold Circle, Monticello, MN, 55362

Listing information

MLS #NST7126161
StatusActive
Last updatedSep 18, 2026, 11:48 AM
Originally listedAug 12, 2026, 4:24 PM
Listing officeJFH Realty
Co-listing officeJFH Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.