Listed at
$300,000
$113/sqft

1051 37th Avenue

1051 37th Avenue, Saint Cloud, MN, 56303
5  Bedrooms3  Bathrooms2,664  Square Feet0.23  Acres
Days on market38
Year built1962
Garage spaces3
TypeResidential
Est. $6,000buyer credit when you buy with SODL
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About this home

Welcome to a well-cared-for home that combines comfortable living spaces, thoughtful updates, and plenty of room both inside and out. Set on a desirable corner lot directly across from a city park, this property offers a wonderful setting with convenient access to outdoor recreation right outside your door. The exterior makes a lasting first impression with durable steel siding and brick accents across the front of the home, complemented by a raised brick-accented flower bed. Architectural shingles, seamless rain gutters with leaf guards, and a concrete driveway add to the home's practicality and ease of maintenance. A partial wood fence has recently been painted, while the backyard offers a clothesline option, raised garden space, and an 8' x 10' newer accessory shed situated on its own concrete pad. The attached single-stall garage provides everyday convenience, while the detached garage adds valuable versatility. It features steel siding, electricity, a concrete floor, a LiftMaster 1/2-horsepower overhead door opener, and two service doors. A parking pad alongside the detached garage provides additional off-street parking, with both front and rear concrete driveways adding to the property's functionality. Inside, the main level welcomes you with beautiful hardwood floors throughout the hallway and bedrooms, three bedrooms, and inviting living spaces filled with natural character. The living room features a gas fireplace with a tiled surround and wood mantel, creating a warm focal point for relaxing or entertaining. Ceiling fans are located in both the living room and dining room. The kitchen offers a practical and inviting layout with cathedral-style raised oak cabinetry, tiled flooring, a gas range cooktop, exhaust hood fan, garbage disposal, and an updated light fixture. The wall oven and dishwasher are approximately seven years old. The refrigerator includes an ice maker and front water dispenser, along with a built-in water filtration system; the filter was replaced in July 2026, and a spare filter will remain with the home. The home's heating and cooling systems have been thoughtfully configured, with separate thermostats serving different areas of the home. The main level offers a three-quarter bathroom, a convenient half bathroom, and a spacious laundry room. The three-quarter bath features a tub that has been notched to create an easier walk-in shower/tub configuration, along with a double linen cabinet and a newer exhaust fan installed approximately two years ago. The half bathroom is conveniently located in the spacious laundry room, which includes an LG front-load washer, Kenmore front-load dryer, folding table, and cabinet storage. Downstairs, the spacious lower-level family room provides even more room to spread out, with recessed lighting in the hallway and two additional bedrooms. A three-quarter bathroom features ceramic tile flooring, a tiled shower surround, and a linen closet. An unfinished bonus room offers exciting future potential; with the addition of an egress window, it could provide space for a possible sixth bedroom. For added convenience and peace of mind, the top of the lower-level stairs features a locking half door, an especially useful feature for families with young children or grandchildren. The home also includes a 200-amp electrical panel, an owned Kinetico water softener, and an on-demand instantaneous water heater. Experience the home firsthand by taking the interactive 3-D virtual tour.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1962
LevelsOne
Living area2,664 sqft
Above-grade finished1,582 sqft
Below-grade finished1,082 sqft
Lot size0.23 acres (80X125)
Days on market38
ListedAug 19, 2026
MLS #NST7128784
CountyStearns
Parcel #82494410000

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
2 3/4 / 1 half
Heating
Baseboard, Boiler, Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Refrigerator, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 932 sqft
Parking features
Attached Garage, Detached Garage, Concrete, Garage Door Opener, Multiple Garages
Patio & porch
Patio
Exterior features
Stone, Metal
Fencing
Partial, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,582 sqft
Roof
Asphalt
Year built
1962

Utilities

Water
City Water/Connected, Sand Point, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,874 (2026)
Listed
Aug 19, 2026
Days on market
38
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths0
3/4 baths2
Half baths1
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Storage Space
HeatingBaseboard, Boiler, Forced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Sink
AppliancesCooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Refrigerator, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Tile Floors
AccessibilityWheelchair Ramp(s)
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Metal
RoofAsphalt
FoundationBlock
Foundation area1,582 sqft
Patio/porchPatio
Lot featuresCorner Lot
Road frontageCity Street, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Sand Point, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Garage Door Opener, Multiple Garages
Garage spaces3
Garage size932 sqft

Financial details

Annual taxes$3,874
Tax year2026
Taxes w/ assessments3874
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,999/mo
Principal & interest$1,577
Property taxes$323
Home insurance (est.)$100
%
$60,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1051 37th Avenue, Saint Cloud, MN, 56303

Listing information

MLS #NST7128784
StatusActive
Last updatedAug 22, 2026, 10:18 AM
Originally listedAug 22, 2026, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.