Does this property have an HOA?

Yes. The HOA fee is $125 per month.

What are the annual property taxes?

Annual property taxes are $2,050 (2025).

What school district is this property in?

This property is in the 181 - Brainerd school district.

How long has this property been on the market?

This property has been listed for 16 days.

Listed at

$299,000

$277/sqft

Condo #1009 Garrison Harbor

10490 US Hwy 169 #301, Garrison, MN, 56450

2 Bedrooms2 Bathrooms1,080 Square Feet0.009 Acres

Days on market16

Year built1987

ParkingUnassigned

HOA / month$125

TypeResidential

Est. $5,970buyer credit when you buy with SODL

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About this home

Executive style condo on Mille Lacs Lake. Top floor end-unit with breathtaking views. High-end finishes throughout including a gorgeous walk-in shower.

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Home facts

Property typeResidential

Property subtype(CC) Low Rise (3- Levels)

Year built1987

LevelsOne

Living area1,080 sqft

Above-grade finished1,080 sqft

Below-grade finished0 sqft

Lot size0.009 acres (309x373x220x301)

Days on market16

ListedOct 28, 2025

MLS #NST6810605

CountyCrow Wing

SubdivisionCondo #1009 Garrison Harbor

Parcel #246000003010009

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Baseboard, Fireplace(s)
Cooling: Wall Unit(s)
Appliances: Cooktop, Microwave, Refrigerator

Property

Levels / stories: One
Parking features: Unassigned
Exterior features: Wood
Waterfront: Lake Front
Lot size: 0.009 acres
Lot dimensions: 309x373x220x301

Construction

Property type: Residential
Property subtype: (CC) Low Rise (3- Levels)
Foundation: Block · 1,080 sqft
Roof: Asphalt
Year built: 1987

Utilities

Water: Shared System, Well
Sewer: City Sewer/Connected
Fuel: Electric, Wood
Electric: 200+ Amp Service

Community & HOA

Subdivision: Condo #1009 Garrison Harbor
HOA: $125/month
HOA name: Garrison Harbor Condo Association
HOA phone: 6125813922
HOA includes: Beach Access, Building Exterior, Hazard Insurance, Maintenance Grounds, Parking, Sanitation, Shared Amenities
School district: 181 - Brainerd

Financial & listing details

Annual tax: $2,050 (2025)
Listed: Oct 28, 2025
Days on market: 16
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard, Fireplace(s)

CoolingWall Unit(s)

Fireplaces1

AppliancesCooktop, Microwave, Refrigerator

DiningEat In Kitchen

AmenitiesBalcony, Skylight, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationBlock

Foundation area1,080 sqft

Road frontageHighway

ZoningResidential-Multi-Family

Utilities

Water sourceShared System, Well

SewerCity Sewer/Connected

FuelElectric, Wood

Parking & garage

ParkingUnassigned

Garage spaces0

Financial details

Annual taxes$2,050

Tax year2025

Taxes w/ assessments2050

Assessment pendingNo

HOA fee$125

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$5,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,967/mo

Principal & interest$1,571

Property taxes$171

Home insurance (est.)$100

HOA fees$125

Down payment

$59,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.