Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,658 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 269 days.

Listed at

$450,000

$310/sqft

1048 45th Street

1048 45th Street, Northfield, MN, 55057

3 Bedrooms2 Bathrooms1,450 Square Feet6.91 Acres

Days on market269

Year built1910

Garage spaces2

TypeResidential

Est. $10,500buyer credit when you buy with SODL

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About this home

Nothing left to do but move in. The home has three bedrooms, two full bathrooms. Upper level bedroom has a private bathroom and flex room for office or quite place to relax. Kitchen has updated with new cabinets and appliances in 2023 with ample storage and open to the dining room. All new carpet in the bedrooms and luxury vinyl flooring in the living room and 3 season porch. New windows and siding in 2025. Plenty of room to add a large out building. Close to the freeway.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1910

LevelsOne and One Half

Living area1,450 sqft

Above-grade finished1,450 sqft

Below-grade finished0 sqft

Lot size6.91 acres (460x490)

Days on market269

ListedJan 2, 2026

MLS #NST7004351

CountyRice

Parcel #0212400005

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Basement: Block · 0 sqft finished

Property

Levels / stories: One and One Half
Garage: 2 spaces · 2,030 sqft
Parking features: Gravel
Lot size: 6.91 acres
Lot dimensions: 460x490
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,050 sqft
Year built: 1910

Utilities

Water: Shared System, Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: Northfield

Financial & listing details

Annual tax: $3,658 (2025)
Listed: Jan 2, 2026
Days on market: 269 · 7 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air, In-Floor Heating

CoolingCentral Air

AccessibilityNone

Exterior & lot

Foundation area1,050 sqft

ZoningResidential-Single Family

Utilities

Water sourceShared System, Well

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingGravel

Garage spaces2

Garage size2,030 sqft

Financial details

Annual taxes$3,658

Tax year2025

Taxes w/ assessments3658

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2151

District phone5076630629

High schoolNorthfield

SODL flat fee brokerage

$10,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,820/mo

Principal & interest$2,365

Property taxes$305

Home insurance (est.)$150

Down payment

$90,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.