Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,032 (2026).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 14 days.

Pending

$220,000

$152/sqft

Pan Park Place Add

1045 33rd Avenue N, Saint Cloud, MN, 56303

4 Bedrooms1 Bathroom1,445 Square Feet0.23 Acres

Days on market14

Year built1941

Garage spaces2

TypeResidential

Est. $3,600buyer credit when you buy with SODL

About this home

Charming 1.5 Story Home located on Double Lot with Fenced Yard! Extended raised oak cabinets in kitchen. Arch to breakfast nook, raised panel doors, built-ins, antique hardware and beautiful woodwork throughout. Upper level bedrooms have built-ins. Partially finished lower level family room has been partitioned off, but if desired; can easily be converted back to one large room. New Carpet recently installed (hardwood floors underneath); Newer Kitchen Flooring. Roof & Siding 2022! HVAC 2011, recently serviced (inquire for details). Windows 1994. Updated water lines to home. 2 Stall Garage; Storage Shed. Asphalt & Concrete driveway.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1941

LevelsOne and One Half

Living area1,445 sqft

Above-grade finished1,195 sqft

Below-grade finished250 sqft

Lot size0.23 acres (80x125)

Days on market14

ListedFeb 20, 2026

MLS #NST7018745

CountyStearns

SubdivisionPan Park Place Add

Parcel #82495060001

Facts & features

Interior

Bedrooms: 4
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 22x26 · 572 sqft
Parking features: Detached Garage, Asphalt, Concrete
Fencing: Chain Link, Wood
Other structures: Storage Shed
Lot size: 0.23 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 795 sqft
Roof: Age 8 Years or Less
Year built: 1941

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Pan Park Place Add
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $2,032 (2026)
Tax with assessments: 2040
Listed: Feb 20, 2026
Days on market: 14
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementPartially Finished

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDryer, Range, Refrigerator, Washer

DiningBreakfast Area

AmenitiesKitchen Window, Main Floor Primary Bedroom

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

RoofAge 8 Years or Less

Foundation area795 sqft

Lot featuresTree Coverage - Medium

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Concrete

Garage spaces2

Garage size572 sqft

Financial details

Annual taxes$2,032

Tax year2026

Taxes w/ assessments2040

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,600Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,600

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,399/mo

Principal & interest$1,156

Property taxes$169

Home insurance (est.)$73

Down payment

$44,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.